Knox County property record for 345 Higgins Rd, Gray, KY 40734 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 56,628 sqft (1.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2016) |
| Tax Bill | $4,479.00 (2025) |
| Primary APN | 039-00-00-006.07 |
|---|---|
| Alternative APNs |
|
| Lot Area | 56,628 sqft (1.3 acres) |
|---|
| Account Number | 40493 |
|---|---|
| Street Address | 345 HIGGINS RD |
| City | GRAY |
| State | KY |
| Zip | 40734-6508 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.3 ACS KECK RD 415-151 412-236 |
| Jurisdiction | KNOX KY |
| Minor Civil Division | GRAY |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 930300 |
Source: Knox County records · APN 039-00-00-006.07
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 345 HIGGINS RD, GRAY, KY 40734-6508 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Jul 07, 2022 | Deed of Trust, Mortgage FORCHT BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2016 · Amount on Record |
| Deed Sale | Aug 15, 2016 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Doc Number | 186234 |
| Deed Book / Page | D415 / 144 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 345 HIGGINS RD, GRAY, KY 40734-6508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 345 HIGGINS RD, GRAY, KY 40734-6508 |
| Document Number | 00M477/489 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | M477/489 |
| Instrument | 245757 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | HARROGATE, TN 37752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 345 HIGGINS RD, GRAY, KY 40734-6508 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 345 HIGGINS RD, GRAY, KY 40734-6508 |
| Document Number | 00M500/203 |
|---|---|
| Date | Jul 07, 2022 |
| Book Page | M500/203 |
| Instrument | 254108 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 05, 2052 |
Source: Knox County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,479.00 (+88.67%) | $424,525 (+95.09%) Land $5,800 Building $418,725 | $424,525 (+95.09%) Land $5,800 Building $418,725 |
| 2023 | $2,374.00 | $217,600 | $217,600 |
Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 90% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 155 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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