719 Fruit Cove Dr E, Saint Johns, FL 32259 Property Records

St. Johns County property record for 719 Fruit Cove Dr E, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Mar 2017)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005430-0010`

Property Details

APN / Parcel Number

Primary APN	`005430-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	1,930 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	719 FRUIT COVE DR E
City	SAINT JOHNS
State	FL
Zip	32259-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	13/25-26 FRUIT COVE OAKS ADDITION LOT 1 OR2955/1881 &4355/1253(Q/C)
Legal Range	27E
Legal Township	04S
Legal Section	31
Legal Subdivision	FRUIT COVE OAKS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1011
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	719 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Jul 24, 2007 · Amount on Record
Deed Book / Page	4355 / 1253
Last Transfer Date	Mar 31, 2017
Transfer Doc	0043551253
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	719 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3806
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052301766
Date	Apr 7, 2021
Book Page	5230/1766
Instrument	2021038614

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2017
Property Address	719 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3806
Document Number	0043551253
Book / Page	4355 / 1253
Map Reference	MB13 PG26
Instrument Date	Mar 31, 2017
Instrument	2017024027
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3806

Mortgage

Document Number	2017024028
Date	Apr 6, 2017
Instrument	2017024028

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,724 (+10.6%)	$439,298 (+10.71%) Land $95,000 Building $344,298
2025	$3,011.00 (+13.45%) Homeowner's exemption	$237,548 (+2.9%)	$396,810 (-6.15%) Land $95,000 Building $301,810
2024	$2,654.00 (+7.23%) Homeowner's exemption	$230,853 (+7.7%)	$422,820 (-0.28%) Land $115,000 Building $307,820
2023	$2,475.00 (+33.93%) Homeowner's exemption	$214,339 (+29.68%)	$424,014 (+32.99%) Land $120,000 Building $304,014
2022	$1,848.00 Homeowner's exemption	$165,281	$318,822 Land $78,400 Building $240,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-FRUIT COVE OAKS WS private · serves 485 people · EPA ID FL2550396
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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