760 Fruit Cove Dr E, Saint Johns, FL 32259 Property Records

St. Johns County property record for 760 Fruit Cove Dr E, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1978
Lot Size	0.38 acres (16,552 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Dec 2005)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005423-0060`

Property Details

APN / Parcel Number

Primary APN	`005423-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.38 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	760 FRUIT COVE DR E
City	SAINT JOHNS
State	FL
Zip	32259-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	12-38 FRUIT COVE OAKS NE TRI PT OF LOT 5 & ALL LOT 6 (EX SE TRI OR346/423) BLK 3 OR2603/1410
Legal Range	27E
Legal Township	04S
Legal Section	31
Legal Subdivision	FRUIT COVE OAKS
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1016
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	760 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2005 · Amount on Record
Deed Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	2005103162
Deed Book / Page	2603 / 1410
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	760 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3805

Mortgage

Document Number	0051420612
Date	Jan 4, 2021
Book Page	5142/612
Instrument	2021000608

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Nov 17, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,366 (+2.7%)	$347,360 (+7.73%) Land $95,000 Building $252,360
2025	$1,823.00 (+15.53%) Homeowner's exemption	$149,334 (+5.99%)	$322,431 (-8.3%) Land $95,000 Building $227,431
2024	$1,578.00 (+2.27%)
2023	$1,543.00 (+4.05%) Homeowner's exemption	$140,898 (+3%)	$351,613 (+20.66%) Land $120,000 Building $231,613
2022	$1,483.00 Homeowner's exemption	$136,794	$291,411 Land $78,400 Building $213,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-FRUIT COVE OAKS WS private · serves 485 people · EPA ID FL2550396
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	BAYSIDE ESTATES WTP
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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