St. Johns County property record for 707 Fruit Cove Dr E, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,894 sqft · built 1978 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $148,000 (Feb 2025) |
| Tax Bill | $4,669 (2025) |
| Deeds & Mortgages | Oct 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 005430-0020 |
| Primary APN | 005430-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,894 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 188 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 378 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Deck Area | Deck Area |
| Patio Area | 579 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 707 FRUIT COVE DR E |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 13/25-26 FRUIT COVE OAKS ADDITION LOT 2 OR1555/1371 & 6094/631(Q/C) |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 31 |
| Legal Subdivision | FRUIT COVE OAKS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20803 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 707 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Jan 3, 2001 · Amount on Record |
| Deed Document Number | 20259066 |
| Deed Book / Page | 6094 / 631 |
| Prior Transfer Date | Jan 9, 2025 |
| Prior Transfer Doc | 0060940631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 707 FRUIT COVE DR E, SAINT JOHNS, FL 32259-3806 |
| Document Number | 0051300881 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 707 FRUIT COVE DR E ST JOHNS FL 322593806, ST JOHNS, FL 32259-3806 |
| Document Number | 0051300881 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 005130/000881 |
| Instrument | 116449 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Dec 20, 2042 |
| Rate | 3.25% |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,886 (+7.13%) Land $95,000 Building $249,886 | $344,886 (+7.13%) Land $95,000 Building $249,886 | |
| 2025 | $4,669.00 (+2.46%) Homeowner's exemption | $321,930 (-6.19%) | $321,930 (-6.19%) Land $95,000 Building $226,930 |
| 2024 | $4,557.00 (+175.68%) | $343,162 (+121.93%) | $343,162 (-2.23%) Land $115,000 Building $228,162 |
| 2023 | $1,653.00 (-0.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $154,628 (+3%) | $350,978 (+20.23%) Land $120,000 Building $230,978 |
| 2022 | $1,654.00 Homeowner's exemption | $150,124 | $291,929 Land $78,400 Building $213,529 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 39 (1991–2017) |
| Claims Outside the SFHA | 26 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-FRUIT COVE OAKS WS private · serves 485 people · EPA ID FL2550396 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures