719 E River St, Monticello, MN 55362 Property Records

Wright County property record for 719 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1940
Lot Size	0.607 acres (26,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Mar 2016)
Tax Bill	$4,094 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-015-010040`

Property Details

APN / Parcel Number

Primary APN	`155-015-010040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,552 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	26,441 sqft (0.607 acres)
Lot Dimensions	222 ft deep x 121 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	306 sqft
Deck Area	24 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	719 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-121 RANGE-025 LOWER MONTICELLO BLOCK-010 LOT4EX E17FT & LOT 5 BLK 10 E17FT & LOT 5 BLK 10
Legal Range	025
Legal Township	121
Legal Section	12
Legal Subdivision	LOWER MONTICELLO
Legal Block	10,10
Legal Lot Number	4,5
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2020
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	719 E RIVER ST, MONTICELLO, MN 55362-8755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage LUMINATE HOME LOANS INC
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2016 · Amount on Record
Deed Sale	Mar 15, 2016 · Amount on Record
Deed Document Number	20161310049
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 11, 2022
Property Address	719 E RIVER ST, MONTICELLO, MN 55362-8755
Document Number	00A1498606
Instrument Date	Jan 10, 2022
Instrument	A1498606
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,573.92
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5890 QUIN AVE, OTSEGO, MN 55330-6716

Mortgage

Document Number	00A1498607
Date	Feb 11, 2022
Instrument	A1498607

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Mortgage

Document Number	00A1498584
Date	Feb 11, 2022
Instrument	A1498584

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	719 E RIVER ST, MONTICELLO, MN 55362-8755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 E RIVER ST, MONTICELLO, MN 55362-8755

Mortgage

Document Number	0001447430
Date	Nov 10, 2020
Instrument	1447430

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,094.00 (+15%)	$408,300 (+7.28%) Land $129,800 Building $278,500	$408,300 (+7.28%) Land $129,800 Building $278,500
2025		$380,600 (+0.05%) Land $127,200 Building $253,400	$380,600 (+0.05%) Land $127,200 Building $253,400
2023	$3,560.00 (+11.88%)	$380,400 Land $135,200 Building $245,200	$380,400 Land $135,200 Building $245,200
2022	$3,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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