812 E River St, Monticello, MN 55362 Property Records

Wright County property record for 812 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 944 sqft · built 1946
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Oct 2019)
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Oct 2019 Sale Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`155-015-016060`

Property Details

APN / Parcel Number

Primary APN	`155-015-016060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,411 sqft (0.239 acres)
Garage Area	308 sqft
Porch	Porch
Porch Area	192 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	812 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-121 RANGE-025 LOWER MONTICELLO LOT-006 BLOCK-016 N133.75FT OF LT6&E20FT OF LT 5 BLK 16 N133.75FT OF LT6&E20FT OF
Legal Range	025
Legal Township	121
Legal Section	12
Legal Subdivision	LOWER MONTICELLO
Legal Block	16,16
Legal Lot Number	6,5
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2018
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1406 6TH AVE N, SAINT CLOUD, MN 56303-1900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO
Dec 31, 2018	Loan Modification, Mortgage · Conventional Mortgage RIVERWOOD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on Record
Deed Sale	Oct 14, 2019 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	20191408124
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	0000119233
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 14, 2019
Property Address	812 E RIVER ST, MONTICELLO, MN 55362-8756
Document Number	0001408124
Instrument Date	Oct 8, 2019
Instrument	1408124
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$742.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1406 6TH AVE N ST CLOUD MN 563031900, ST CLOUD, MN 56303-1900

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	812 E RIVER ST, MONTICELLO, MN 55362-8756
Document Number	0001388246
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 E RIVER ST MONTICELLO MN 553628756, MONTICELLO, MN 55362-8756

Mortgage

Document Number	0001388246
Date	Jan 17, 2019
Instrument	1388246

Lender

Name	RIVERWOOD BK
Type	Bank
Address	MONTICELLO, MN 55362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2024

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (+12.27%)	$90,200 (-42.73%) Land $90,200	$90,200 (-42.73%) Land $90,200
2025		$157,500 (+2.54%) Land $90,000 Building $67,500	$157,500 (+2.54%) Land $90,000 Building $67,500
2023	$1,548.00 (+22.66%)	$153,600 Land $85,000 Building $68,600	$153,600 Land $85,000 Building $68,600
2022	$1,262.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on E River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures