712 E River St, Monticello, MN 55362 Property Records

Wright County property record for 712 E River St, Monticello, MN 55362 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 1900
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,634 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-015-001031`

Property Details

APN / Parcel Number

Primary APN	`155-015-001031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	1,168 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,384 sqft (0.445 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	712 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-121 RANGE-025 LOWER MONTICELLO BLOCK-001 N33FT OF W36FT OF LOT3& W36FT OF LTS4&5 ALL OF LOT 6&ELY15FT OF LT7BLK 1
Legal Range	025
Legal Township	121
Legal Section	12
Legal Subdivision	LOWER MONTICELLO
Legal Block	1,1
Legal Lot Number	6-7
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1000
Census Tract	100205

Owner

Source: Wright County records · APN 155-015-001031

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	712 E RIVER ST, MONTICELLO, MN 55362-8754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Mar 22, 2017	Loan Modification, Mortgage · Conventional Mortgage KLEIN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 10, 2025
Transfer Doc	0001578542
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	712 E RIVER ST, MONTICELLO, MN 55362-8754
Transaction Type	Mortgage
Record Updated	Apr 01, 2022
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E RIVER ST, MONTICELLO, MN 55362-8754

Mortgage

Document Number	00A1499182
Date	Feb 18, 2022
Instrument	A1499182

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BIG LAKE, MN 55309

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 01, 2032

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	712 E RIVER ST, MONTICELLO, MN 55362-8754
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 F RIVER ST, F, MONTICELLO, MN 55362

Mortgage

Document Number	00A1497474
Date	Jan 28, 2022
Instrument	A1497474

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BIG LAKE, MN 55309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	712 E RIVER ST, MONTICELLO, MN 55362-8754
Document Number	0001340996
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	712 E RIVER ST MONTICELLO MN 553628754, MONTICELLO, MN 55362-8754

Mortgage

Document Number	0001340996
Date	Apr 13, 2017
Instrument	1340996

Lender

Name	KLEIN BK
Type	Bank
Address	OTSEGO, MN 55330

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 12, 2022

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,634.00 (-2.37%)	$262,600 (+2.14%) Land $94,700 Building $167,900	$262,600 (+2.14%) Land $94,700 Building $167,900
2025		$257,100 (-7.62%) Land $90,000 Building $167,100	$257,100 (-7.62%) Land $90,000 Building $167,100
2023		$278,300 Land $90,000 Building $188,300	$278,300 Land $90,000 Building $188,300
2022	$2,698.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
TDS Telecom	Fiber	1,000 / 1,000
City of Monticello	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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