714 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 714 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,574 sqft · built 1937
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Sep 2018)
Tax Bill	$5,791 (2025)
Deeds & Mortgages	Jan 2020 Transfer Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-027-036`

Property Details

APN / Parcel Number

Primary APN	`03-16-027-036`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,574 sqft Base Area
1st Floor Area	1,574 sqft
Attic	Attic
Attic Area	594 sqft
Basement Area	1,184 sqft
Unfinished Basement	1,184 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	714 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 24 SURVEYOR'S ADD A WETTSTEIN SUB 3530/62 3415/184 1277/280
Legal Subdivision	SURVEYOR'S ADDITION
Legal Block	24
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1085
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8968 E 1400TH AVE, EFFINGHAM, IL 62401-6440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 19, 2018	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20181803897
Deed Book / Page	3415 / 184
Last Transfer Date	Jan 24, 2020
Transfer Doc	3530/062
Record Updated	Oct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 24, 2020
Property Address	714 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407
Document Number	3530/062
Book / Page	3530 / 062
Instrument Date	Jan 24, 2020
Instrument	202020000386
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8968 E 1400TH AVE, 8968, EFFINGHAM, IL 62401-6440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 19, 2018
Property Address	714 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407
Document Number	3415/184
Book / Page	3415 / 184
Map Reference	MB 10 PG 261
Instrument Date	Sep 17, 2018
Instrument	201801803897
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 E JEFFERSON AVE, EFFINGHAM, IL 62401-3407

Mortgage

Document Number	201801803898
Date	Sep 19, 2018
Instrument	201801803898

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 17, 2023

Interest

Rate Type	Adjustable Rate
Rate	2.73%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,791.00 (-7.6%) Homeowner's exemption	$108,650 (+1%) Land $34,940 Building $73,710	$325,950 (+1%) Land $104,820 Building $221,130
2024	$6,267.00 (+13.64%)	$98,770 (+19.9%) Land $31,760 Building $67,010	$296,310 (+19.9%) Land $95,280 Building $201,030
2022	$5,515.00 Homeowner's exemption	$82,380 Land $26,490 Building $55,890	$247,140 Land $79,470 Building $167,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Jefferson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures