Osceola County property record for 718 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2011 |
| Square Footage | 2,178 sqft Living Area |
| Lot Size | 8,755 sqft (0.201 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,200 (2011) |
| Tax Bill | $2,098.00 (2024) |
| Primary APN | 14-26-30-0066-0001-3560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 3,030 sqft Gross Area |
| 1st Floor | 2,178 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,755 sqft (0.201 acres) |
| Depth X Width | 125 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 590 sqft Garage |
| Porch Area | 262 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 718 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7780 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 356 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 8 |
| Legal Phase | 8 |
| Legal Tract | 66 |
| Legal Block | 3560 |
| Legal Lot Number | 356 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0066-0001-3560
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 718 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 18, 2011 | Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2011 · Amount on Record |
| Deed Sale | Mar 23, 2011 · Amount on Record |
| Prior Sale | Mar 02, 2007 · Amount on Record |
| Deed Doc Number | 201138155 |
| Deed Book / Page | 4108 / 2056 |
| Last Transfer Date | Apr 21, 2021 |
| Transfer Doc | 0059442516 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 718 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056160808 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 5616/0808 |
| Instrument | 2019141940 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 718 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Document Number | 0059442516 |
| Book / Page | 5944 / 2516 |
| Map Reference | MB 19 PG 133 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 2021063826 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 718 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Document Number | 0059442519 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 5944/2519 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 718 SENECA TRL, SAINT CLOUD, FL 34772-7780 |
| Document Number | 0053672782 |
| Instrument Date | Mar 18, 2011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 718 SENECA TRL ST CLOUD FL 347727780, ST CLOUD, FL 34772-7780 |
| Document Number | 0053672782 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 005367/002782 |
| Instrument | 108546 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jul 15, 2041 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,176.00 (+3.72%) Homeowner's exemption | $164,474 (+5.99%) | $344,500 (-9.7%) Land $78,000 Building $266,500 |
| 2024 | $2,098.00 (+3.1%) | ||
| 2023 | $2,035.00 (+4.04%) Homeowner's exemption | $155,184 (+3%) | $381,500 (+24.15%) Land $60,000 Building $321,500 |
| 2022 | $1,956.00 Homeowner's exemption | $150,665 | $307,300 Land $55,000 Building $252,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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