Osceola County property record for 713 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,634 sqft · built 2008 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Apr 2023) |
| Tax Bill | $6,417 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-30-0066-0001-3730 |
| Primary APN | 14-26-30-0066-0001-3730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,634 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 2,064 sqft |
| Upper Floors Area | 570 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,104 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 216 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 354 sqft |
| Deck Area | 406 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 713 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 373 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 8 |
| Legal Phase | 8 |
| Legal Tract | 66 |
| Legal Block | 3730 |
| Legal Lot Number | 373 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0066-0001-3730
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 713 SENECA TRL, SAINT CLOUD, FL 34772-7830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC |
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Apr 08, 2008 · Amount on Record |
| Deed Document Number | 202340114 |
| Deed Book / Page | 6384 / 180 |
| Prior Transfer Date | Feb 28, 2013 |
| Prior Transfer Doc | 0044161054 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 713 SENECA TRL, SAINT CLOUD, FL 34772-7830 |
| Document Number | 0063840180 |
| Book / Page | 6384 / 180 |
| Map Reference | MB 19 PG 133&134 |
| Instrument Date | Apr 05, 2023 |
| Instrument | 2023040114 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2023 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 LAKE SHORE DR, SOUTH HAMILTON, MA 01982-2602 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 713 SENECA TRL, SAINT CLOUD, FL 34772-7830 |
| Document Number | 0006384187 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 6384/187 |
| Name | REACH HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 713 SENECA TRL, SAINT CLOUD, FL 34772-7830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 713 SENECA TRL, SAINT CLOUD, FL 34772-7830 |
| Document Number | 0061652785 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 6165/2785 |
| Instrument | 2022036688 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,417.00 (-3.87%) Homeowner's exemption | $401,400 (+104.31%) Land $78,000 Building $323,400 | $401,400 (-10.46%) Land $78,000 Building $323,400 |
| 2024 | $6,675.00 (+140.19%) | ||
| 2023 | $2,779.00 (+3.77%) Homeowner's exemption | $196,463 (+3%) | $448,300 (+23.7%) Land $60,000 Building $388,300 |
| 2022 | $2,678.00 Homeowner's exemption | $190,741 | $362,400 Land $55,000 Building $307,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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