Osceola County property record for 688 Seneca Trl, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,496 sqft Living Area |
| Lot Size | 15,420 sqft (0.354 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $82,200 (2016) |
| Tax Bill | $2,840.00 (2024) |
| Primary APN | 14-26-30-0066-0001-3610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,334 sqft Gross Area |
| 1st Floor | 2,496 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,420 sqft (0.354 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 49 sqft Pool |
| Deck Area | 514 sqft Deck |
| Porch Area | 258 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 688 SENECA TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7831 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDIAN LAKES PH 8 PB 19 PGS 133-134 LOT 361 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 8 |
| Legal Phase | 8 |
| Legal Tract | 66 |
| Legal Block | 3610 |
| Legal Lot Number | 361 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
Source: Osceola County records · APN 14-26-30-0066-0001-3610
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 688 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Sep 07, 2018 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on Record |
| Deed Sale | Sep 19, 2016 · Amount on Record |
| Prior Sale | Apr 06, 2010 · Amount on Record |
| Deed Doc Number | 2016142772 |
| Deed Book / Page | 5027 / 76 |
| Prior Transfer Date | Aug 18, 2016 |
| Prior Transfer Doc | 0050270076 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 688 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 688 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Document Number | 0058790720 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 5879/720 |
| Instrument | 2021012540 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 688 SENECA TRL, SAINT CLOUD, FL 34772-7831 |
| Document Number | 0054001864 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2018 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 688 SENECA TRL ST CLOUD FL 347727831, ST CLOUD, FL 34772-7831 |
| Document Number | 0054001864 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 005400/001864 |
| Instrument | 137970 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,943.00 (+3.63%) Homeowner's exemption | $207,298 (+5.99%) | $399,800 (-9.38%) Land $78,000 Building $321,800 |
| 2024 | $2,840.00 (+2.79%) | ||
| 2023 | $2,763.00 (+3.79%) Homeowner's exemption | $195,589 (+3%) | $441,200 (+22.69%) Land $60,000 Building $381,200 |
| 2022 | $2,662.00 Homeowner's exemption | $189,893 | $359,600 Land $55,000 Building $304,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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