Mecosta County property record for 718 River St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,805 sqft · built 1980 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,000 (Jan 2026) |
| Tax Bill | $4,081 (2024) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-426-008 |
| Primary APN | 17-14-426-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,805 sqft Total Area |
| Basement Area | 1,805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 718 RIVER ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000718 S RIVER STREET: EATON MANOR -- LOT 5 |
| Legal Subdivision | EATON MANOR |
| Legal Lot Number | 5 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960600 |
Source: Mecosta County records · APN 17-14-426-008
Assessment roll updated July 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 844 WATER TOWER RD, A1, BIG RAPIDS, MI 49307-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 03, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 09, 2018 | Warranty Deed, Transfer NOT AVAILABLE, LAKELAND TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on Record |
| Deed Sale | Jan 27, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2025 · Amount on Record |
| Deed Document Number | 2026459 |
| Deed Book / Page | 938 / 5060 |
| Prior Transfer Date | Jul 15, 1996 |
| Prior Transfer Doc | 822/0608 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 000933/623 |
|---|---|
| Date | Feb 03, 2025 |
| Book Page | 933/623 |
| Instrument | 202500000535 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 27, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jan 27, 2026 |
| Property Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 00938/5060 |
| Book / Page | 938 / 5060 |
| Map Reference | LB 7 PG 61 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 202600000459 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Title Company | LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TTL OF MECOSTA CNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,535.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 844 WATER TOWER RD APT A1, A1, BIG RAPIDS, MI 49307-2286 |
| Document Number | 202600000460 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 202600000460 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Sep 30, 2025 |
| Property Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 00936/5843 |
| Book / Page | 936 / 5843 |
| Map Reference | LB 7 PG 61 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 202500006718 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | DIVERSIFIED TITLE, VERIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3597 RILEY RD, GLADWIN, MI 48624-8907 |
| Document Number | 202500006719 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 202500006719 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 09, 2018 |
| Property Address | 718 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 886/2821 |
| Book / Page | 886 / 2821 |
| Map Reference | LB7 PG61 |
| Instrument Date | May 04, 2018 |
| Instrument | 201800003872 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2021 |
| Title Company | NOT AVAILABLE, LAKELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,462.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 817 RIVER ST, 817, BIG RAPIDS, MI 49307 |
| Name | Verified Name |
|---|---|
| Address | 6142 220TH AVE, STANWOOD, MI 49346-9585 |
Source: Mecosta County records · Assessment roll updated July 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,100 (+28.25%) | $294,200 (+28.25%) | |
| 2024 | $4,081.00 | ||
| 2023 | $114,700 | $229,400 |
Source: FEMA National Flood Hazard Layer as of February 3, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 188 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BIG RAPIDS serves 10,403 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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