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706 River St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 706 River St, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,094 sqft · built 1978
Lot Size0.327 acres (14,244 sqft)
Owner2 Individual Names on File
Last Sale$337,500 (Aug 2023)
Tax Bill$4,761 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN17-14-426-005

Property Details

APN / Parcel Number

Primary APN17-14-426-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,094 sqft Total Area
Basement Area1,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area14,244 sqft (0.327 acres)
Lot Dimensions150 ft deep x 95 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address706 RIVER ST
CityBIG RAPIDS
StateMI
Zip49307-2546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000706 S RIVER STREET: EATON MANOR -- LOT 8
Legal SubdivisionEATON MANOR
Legal Lot Number8
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group1
Census Block1027
Census Tract960600

Owner

Source: Mecosta County records · APN 17-14-426-005

Assessment roll updated July 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address706 RIVER ST, BIG RAPIDS, MI 49307-2546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
May 29, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2023 · Amount on Record
Deed SaleAug 01, 2023 · Amount on Record
Deed Document Number20234816
Deed Book / Page925 / 1296
Prior Transfer DateMay 22, 2019
Prior Transfer Doc897/4774
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateAug 01, 2023
Property Address706 RIVER ST, BIG RAPIDS, MI 49307-2546
Document Number00925/1296
Book / Page925 / 1296
Map ReferenceLB 7 PG 61
Instrument DateJul 28, 2023
Instrument202300004816
Transaction TypeTransfer
Record UpdatedAug 30, 2023
Title CompanyTITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,531.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 RIVER ST, BIG RAPIDS, MI 49307-2546

Mortgage

Document Number202300004817
DateAug 01, 2023
Instrument202300004817
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECOSTA MI
Recording DateMay 29, 2019
Property Address706 RIVER ST, BIG RAPIDS, MI 49307-2546
Document Number897/4774
Book / Page897 / 4774
Instrument DateMay 22, 2019
Instrument201900003784
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address706 RIVER ST, BIG RAPIDS, MI 49307-2546

Tax Assessment & Valuation

Source: Mecosta County records · Assessment roll updated July 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$144,900 (+28.23%)$289,800 (+28.23%)
2024$4,761.00
2023$113,000$226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1991–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2013 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
Point Broadband Fiber Holding
Fixed Wireless · Fiber in parts of the area		100 / 20

Based on FCC filings for 188 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBIG RAPIDS
serves 10,403 people
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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