Mecosta County property record for 714 River St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,848 sqft · built 1977 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,535 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-426-007 |
| Primary APN | 17-14-426-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,848 sqft Total Area |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 714 RIVER ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000714 S RIVER STREET: EATON MANOR -- LOT 6 |
| Legal Subdivision | EATON MANOR |
| Legal Lot Number | 6 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960600 |
Source: Mecosta County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 714 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2020 | Warranty Deed, Transfer QUICKEN LOANS INC |
| Nov 4, 2019 | Warranty Deed, Transfer · Line of Credit CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 714 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 714 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 914/4954 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 914/4954 |
| Instrument | 202100009745 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Apr 28, 2020 |
| Property Address | 714 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 903/1111 |
| Book / Page | 903 / 1111 |
| Map Reference | LB 7 PG 61 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 202000003193 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | VERIFIED TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7520 RIVER RIDGE RD, 7520, STANWOOD, MI 49346-8969 |
| Name | Verified Name |
|---|---|
| Address | 410 WENTWORTH AVE, BATTLE CREEK, MI 49015-3258 |
| Document Number | 202000003194 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 202000003194 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Nov 4, 2019 |
| Property Address | 714 RIVER ST, BIG RAPIDS, MI 49307-2546 |
| Document Number | 900/2858 |
| Book / Page | 900 / 2858 |
| Map Reference | LB 7 PG 61 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 201900007795 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | VERIFIED TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 RIVER ST, 714, BIG RAPIDS, MI 49307-2546 |
| Name | Verified Name |
|---|---|
| Address | 700 LILAC AVE, BIG RAPIDS, MI 49307-2520 |
| Document Number | 201900007796 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 201900007796 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,600 (+40.08%) | $343,200 (+40.08%) | |
| 2025 | $4,535.00 | ||
| 2023 | $122,500 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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