718 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 718 Olivia St, Key West, FL 33040 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,578 sqft Living Area
Lot Size	9,370 sqft (0.215 acres)
Occupancy	Owner Occupied
Last Sale	$612,500 (2013)
Tax Bill	$7,418.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00020440-000000`
Alternative APNs	`01010100020440000000` `1021199`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	1,578 sqft Living Area
1st Floor	1,578 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2010
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,370 sqft (0.215 acres)

Exterior Amenities

Fence	Fence
Deck Area	45 sqft Deck
Patio Area	801 sqft Patio
Porch	Open Porch
Porch Area	177 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1021199
Old Parcel Number	01010100020440000000
Street Address	718 OLIVIA ST
City	KEY WEST
State	FL
Zip	33040-6413
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KW LOT 7 SQR 2 TR 5 OR248-578/81 OR1547-377/78 OR1786-1649 OR1852-626/28 OR2273-809/12 OR2273-813/16 OR2396-2199
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	WILLIAM A WHITEHEADS #5
Legal Tract	5
Legal Lot Number	7
Jurisdiction	MONROE FL
Minor Civil Division	KEY WEST
Census Blockgroup	3
Census Block	3016
Census Tract	972400

Owner

Source: Monroe County records · APN 00020440-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	718 OLIVIA ST, KEY WEST, FL 33040-6413
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2013 · Amount on Record
Deed Sale	Jan 03, 2013 · Amount on Record
Deed Doc Number	1914742
Deed Book / Page	2607 / 1097
Record Refreshed	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	718 OLIVIA ST, KEY WEST, FL 33040-6413
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028860293
Date	Jan 04, 2018
Book Page	2886/0293
Instrument	2150061

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 01, 2023
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$909,616 (+5.99%)	$2,095,761 (+5.52%) Land $1,735,594 Building $360,167
2024	$7,418.00 (+1.66%)
2023	$7,297.00 (+4.48%) Homeowner's exemption	$858,234 (+3%)	$1,986,063 (+47.33%) Land $1,643,555 Building $342,508
2022	$6,984.00 Homeowner's exemption	$833,237	$1,348,039 Land $1,051,875 Building $296,164

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.