715 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 715 Olivia St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 680 sqft · built 1938
Lot Size	0.037 acres (1,650 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Jan 2022)
Tax Bill	$7,722 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00019220-000000`

Property Details

APN / Parcel Number

Primary APN	`00019220-000000`
Alternative APNs	`01010100019220000000` `1019909`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	680 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,650 sqft (0.037 acres)
Lot Dimensions	50 ft deep x 33 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	140 sqft
Patio Area	1,920 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1019909
Old Parcel Number	01010100019220000000
Street Address	715 OLIVIA ST
City	KEY WEST
State	FL
Zip	33040-6446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT LOT 37 OF TR 5 G13-16 OR1241-848 OR1549-1274 OR1949-1879 OR2208-826 OR2607-2363 OR3148-1395
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST TR 05
Legal Tract	5
Legal Lot Number	37
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

715 Olivia St is owned and occupied by an individual who bought it in January 2022.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	715 OLIVIA ST, KEY WEST, FL 33040-6446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Feb 2, 2017 · Amount on File
Deed Document Number	2356718
Deed Book / Page	3148 / 1395
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 12, 2022
Property Address	715 OLIVIA ST, KEY WEST, FL 33040-6446
Document Number	0031481395
Book / Page	3148 / 1395
Map Reference	MB E PG 733
Instrument Date	Jan 10, 2022
Instrument	2356718
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 CATHERINE ST, 1317, KEY WEST, FL 33040-3496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TUDOR CITY PL APT 2109, 2109, NEW YORK, NY 10017-6880

Mortgage

Document Number	0031481397
Date	Jan 12, 2022
Instrument	3148/1397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	715 OLIVIA ST, KEY WEST, FL 33040-6446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028611481
Date	Jun 27, 2017
Book Page	2861/1481
Instrument	2128860

Lender

Name	PRIMARY CAPITAL MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$897,469 Land $731,808 Building $165,661	$897,469 Land $731,808 Building $165,661
2024	$7,722.00 (+2.69%)
2023	$7,520.00 (+39.8%)	$843,631 (+41.16%) Land $693,000 Building $150,631	$843,631 (+41.16%) Land $693,000 Building $150,631
2022	$5,379.00	$597,642 Land $443,520 Building $154,122	$597,642 Land $443,520 Building $154,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Olivia St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 Olivia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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