709 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 709 Olivia St, Key West, FL 33040

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 1,092 sqft · built 1933
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Mar 2022)
Tax Bill	$11,788 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`00019010-000000`

Property Details

APN / Parcel Number

Primary APN	`00019010-000000`
Alternative APNs	`01010100019010000000` `1019682`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	636 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Custom
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,200 sqft (0.051 acres)
Lot Dimensions	50 ft deep x 44 ft wide
Porch	Open Porch
Porch Area	288 sqft
Patio Area	34 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1019682
Street Address	709 OLIVIA ST
City	KEY WEST
State	FL
Zip	33040-6412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HHDR
Legal Description	KW PT LOT 17 OF TR 5 G10-230 OR559-773 OR758-730 OR861-1042 OR2451-1922/23 OR2800-349 OR3106-0817 OR3158-1877
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST TR 05
Legal Tract	5
Legal Lot Number	17
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3014
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HELLO LN, PANAMA CITY, FL 32404-6287
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	20222364273
Deed Book / Page	3158 / 1877
Prior Transfer Date	Feb 5, 2010
Prior Transfer Doc	0024511922
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 4, 2022
Property Address	709 OLIVIA ST, KEY WEST, FL 33040-6412
Document Number	0031581877
Book / Page	3158 / 1877
Instrument Date	Mar 2, 2022
Instrument	2364273
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7201 SCENIC HWY, 7201, PENSACOLA, FL 32504-6833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HELLO LN, PANAMA CITY, FL 32404-6287

Mortgage

Document Number	0031581879
Date	Mar 4, 2022
Instrument	3158/1879

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 17, 2021
Property Address	709 OLIVIA ST, KEY WEST, FL 33040-6412
Document Number	0031060817
Book / Page	3106 / 817
Instrument Date	Jun 16, 2021
Instrument	2325711
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$7,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7201 SCENIC HWY, PENSACOLA, FL 32504-6833

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,788.00 (+3.2%)	$1,295,961 (+1.98%) Land $753,638 Building $542,323	$1,295,961 (+1.98%) Land $753,638 Building $542,323
2024	$11,422.00 (-0.24%)	$1,270,809 (+1.04%) Land $738,623 Building $532,186	$1,270,809 (+1.04%) Land $738,623 Building $532,186
2023	$11,449.00 (+23.27%)	$1,257,691 (+23.64%) Land $738,045 Building $519,646	$1,257,691 (+23.64%) Land $738,045 Building $519,646
2022	$9,288.00	$1,017,199 Land $492,030 Building $525,169	$1,017,199 Land $492,030 Building $525,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Olivia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures