Ouray County property record for 718 4th St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1970 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000155 |
| Primary APN | R000155 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,688 sqft Heated Area |
| Basement Area | 374 sqft |
| Unfinished Basement | 374 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Victorian |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 114 sqft |
| Patio Area | 60 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | R000155 |
|---|---|
| Street Address | 718 4TH ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Legal Description | SUBD: CITY OF OURAY LOT: 19 BLOCK: 17 SUBD: CITY OF OURAY LOT: 20 BLOCK: 17 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 17 |
| Legal Lot Number | 19-20 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3080 |
| Census Tract | 967602 |
718 4th St is held in a trust since March 2021.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 753, OURAY, CO 81427-0753 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Intrafamily Transfer, Transfer |
| Mar 22, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jan 29, 2020 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Dec 17, 2019 | Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Dec 3, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 30, 2021 |
| Transfer Doc | 228351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Mar 30, 2021 |
| Property Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Document Number | 228351 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 228351 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Mar 22, 2021 |
| Property Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Document Number | 228252 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 228252 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 781 4TH ST, OURAY, CO 81427-5028 |
| Document Number | 228253 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 228253 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 223427 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 223427 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Name | Verified Name |
|---|
| Document Number | 224676 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 224676 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Dec 17, 2019 |
| Property Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Document Number | 224398 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 224398 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 753, OURAY, CO 81427-0753 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 753, OURAY, CO 81427-0753 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Dec 3, 2018 |
| Property Address | 718 4TH ST, OURAY, CO 81427-5028 |
| Document Number | 222130 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 222130 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 715 4TH ST, OURAY, CO 81427-5028 |
| Document Number | 222131 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 222131 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 718 4th St was $2,613, up 5.6% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,613.00 (+5.62%) | $45,530 (-2.19%) Land $12,380 Building $33,150 | $728,560 (+4.85%) Land $198,120 Building $530,440 |
| 2024 | $2,474.00 (+6.87%) | $46,550 (-6.38%) Land $9,000 Building $37,550 | $694,880 (-5.44%) Land $134,380 Building $560,500 |
| 2023 | $2,315.00 | $49,720 Land $9,810 Building $39,910 | $734,880 Land $145,010 Building $589,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 718 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 718 4th St is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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