Ouray County property record for 645 4th St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 710 sqft · built 1898 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,010 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R000053 |
| Primary APN | R000053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 710 sqft Heated Area |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Victorian |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Porch |
| Porch Area | 113 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | R000053 |
|---|---|
| Street Address | 645 4TH ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | SUBD: CITY OF OURAY LOT: 12 BLOCK: 26 UNIT: PT S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 26 |
| Legal Lot Number | 12 |
| Legal Unit | PT |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
645 4th St is owned by an individual who acquired it in December 1998.
Source: Ouray County records, as of May 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 RIDGE DR, SAN MARCOS, TX 78666-2013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 1998 |
| Deed Sale | Dec 18, 1998 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 645 4th St was $1,010, up 26.9% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,010.00 (+26.88%) | $15,190 (+18.39%) Land $5,010 Building $10,180 | $242,940 (+26.87%) Land $80,090 Building $162,850 |
| 2024 | $796.00 (+6.85%) | $12,830 (-18.07%) Land $3,470 Building $9,360 | $191,480 (-17.28%) Land $51,750 Building $139,730 |
| 2023 | $745.00 | $15,660 Land $4,230 Building $11,430 | $231,480 Land $62,570 Building $168,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 4th St is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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