Ouray County property record for 643 4th St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,035 sqft · built 1898 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Jan 2026) |
| Tax Bill | $2,237 (2026) |
| Deeds & Mortgages | Jan 2026 Sale Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000572 |
| Primary APN | R000572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,035 sqft Heated Area |
| Gross Area | 2,043 sqft |
| Basement Area | 938 sqft |
| Unfinished Basement | 938 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Victorian |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Aluminum |
| Lot Area | 16,466 sqft (0.378 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R000572 |
|---|---|
| Street Address | 643 4TH ST |
| City | OURAY |
| State | CO |
| Zip | 81427-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | SUBD: CITY OF OURAY LOT: 9 BLOCK: 26 SUBD: CITY OF OURAY LOT: 10 BLOCK: 26 SUBD: CITY OF OURAY LOT: 11 BLOCK: 26 SUBD: CITY O |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 26 |
| Legal Lot Number | 9-12 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 967602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
643 4th St is owned by a company that bought it in January 2026.
Source: Ouray County records, as of March 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX N, OURAY, CO 81427-0694 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Sep 27, 1967 |
| Deed Document Number | 2026240749 |
| Prior Transfer Date | Nov 18, 2022 |
| Prior Transfer Doc | 0000233570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jan 5, 2026 |
| Property Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Document Number | 0000240749 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 240749 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX N, OURAY, CO 81427-0694 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Nov 21, 2022 |
| Property Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Document Number | 0000233570 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 233570 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Nov 21, 2022 |
| Property Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Document Number | 0000233568 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 233568 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 414, OURAY, CO 81427-0414 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Nov 21, 2022 |
| Property Address | 643 4TH ST, OURAY, CO 81427-5024 |
| Document Number | 0000233569 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 233569 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 643 4TH ST, OURAY, CO 81427-5024 |
The 2026 property tax bill for 643 4th St was $2,237.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,237.00 | ||
| 2025 | $35,690 (+11.64%) Land $19,920 Building $15,770 | $570,980 (+19.64%) Land $318,620 Building $252,360 | |
| 2024 | $1,568.00 (+6.88%) | $31,970 (-8.63%) Land $15,230 Building $16,740 | $477,230 (-7.73%) Land $227,330 Building $249,900 |
| 2023 | $1,467.00 | $34,990 Land $16,670 Building $18,320 | $517,230 Land $246,380 Building $270,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 643 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 4th St is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of Colorado |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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