7170 Owen St, Loretto, MN 55357 Property Records

Hennepin County property record for 7170 Owen St, Loretto, MN 55357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,312 sqft · built 1986
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2021)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-119-24-31-0007`

Property Details

APN / Parcel Number

Primary APN	`27-119-24-31-0007`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,312 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	1,312 sqft
Basement Area	778 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,722 sqft
Lot Dimensions	303 ft deep x 13.3 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	632 sqft
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7170 OWEN ST
City	LORETTO
State	MN
Zip	55357-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A SCHENDEL WOODS SW625X303X510
Legal Range	24
Legal Township	119
Legal Section	27
Legal Quarter	31
Legal Subdivision	SCHENDEL WOODS
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	2
Census Block	2011
Census Tract	27001

Owner

Source: Hennepin County records · APN 27-119-24-31-0007

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7170 OWEN ST, LORETTO, MN 55357-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Aug 03, 2021 · Amount on Record
Deed Document Number	202111002735
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 26, 2021
Property Address	7170 OWEN ST, LORETTO, MN 55357-9712
Document Number	0A11002735
Instrument Date	Jul 28, 2021
Instrument	A11002735
Transaction Type	Transfer
Record Updated	Sep 03, 2021
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7170 OWEN ST, LORETTO, MN 55357-9712

Mortgage

Document Number	0A11002736
Date	Aug 26, 2021
Instrument	A11002736

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (+11.16%)	$438,300 (+10.13%) Land $134,000 Building $304,300	$438,300 (+10.13%) Land $134,000 Building $304,300
2023	$4,794.00 Homeowner's exemption
2022		$398,000 Land $120,000 Building $278,000	$398,000 Land $120,000 Building $278,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530270012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–2014)
Most Recent Claim	Jun 2014, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 34% of the US · above 62% of Minnesota
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Fiber	5,000 / 5,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.