Hennepin County property record for 6825 Owen St, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,470 sqft · built 1980 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $529,900 (Jul 2020) |
| Tax Bill | $7,542 (2025) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-119-24-31-0004 |
| Primary APN | 27-119-24-31-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,951 sqft |
| Basement Area | 1,561 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft |
| Terrain | Wooded |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | 302 sqft |
| Patio Area | 301 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Street Address | 6825 OWEN ST |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 A SCHENDEL WOODS IRREGULAR |
| Legal Range | 24 |
| Legal Township | 119 |
| Legal Section | 27 |
| Legal Quarter | 31 |
| Legal Subdivision | SCHENDEL WOODS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | GREENFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 27001 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6825 OWEN ST, LORETTO, MN 55357-9713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISION BANK |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional with PMI BELL BK |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit FIREFLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on Record |
| Deed Sale | Jul 21, 2020 · Amount on Record |
| Deed Document Number | 202010814287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 6825 OWEN ST, LORETTO, MN 55357-9713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6825 OWEN ST, LORETTO, MN 55357-9713 |
| Document Number | 0A11131219 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | A11131219 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 21, 2020 |
| Property Address | 6825 OWEN ST, LORETTO, MN 55357-9713 |
| Document Number | 0010814287 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 10814287 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,802.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6825 OWEN ST LORETTO MN 553579713, LORETTO, MN 55357-9713 |
| Document Number | 10814288 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 10814288 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 6825 OWEN ST, LORETTO, MN 55357-9713 |
| Document Number | 0010684848 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6825 OWEN ST LORETTO MN 553579713, LORETTO, MN 55357-9713 |
| Document Number | 0010684848 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 10684848 |
| Name | FIREFLY FCU |
|---|---|
| Address | BURNSVILLE, MN 56337 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 30, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Greenfield City |
| Unified School District | Rockford Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,542.00 (+15.57%) | $592,300 (+11.13%) Land $148,200 Building $444,100 | $592,300 (+11.13%) Land $148,200 Building $444,100 |
| 2023 | $6,526.00 Homeowner's exemption | ||
| 2022 | $533,000 Land $135,000 Building $398,000 | $533,000 Land $135,000 Building $398,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1993–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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