7105 Owen St, Loretto, MN 55357 Property Records

Hennepin County property record for 7105 Owen St, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,388 sqft · built 1986
Lot Size	3.23 acres (140,699 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Aug 2020)
Tax Bill	$5,371 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-119-24-31-0005`

Property Details

APN / Parcel Number

Primary APN	`27-119-24-31-0005`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,388 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,388 sqft
Basement Area	664 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	140,699 sqft
Lot Depth	536 ft Depth
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	768 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7105 OWEN ST
City	LORETTO
State	MN
Zip	55357-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A SCHENDEL WOODS E577X536X680X73
Legal Range	24
Legal Township	119
Legal Section	27
Legal Quarter	31
Legal Subdivision	SCHENDEL WOODS
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	2
Census Block	2011
Census Tract	27001

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7105 OWEN ST, LORETTO, MN 55357-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202010828511
Prior Transfer Date	Jan 13, 2011
Prior Transfer Doc	00A9623477
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 21, 2020
Property Address	7105 OWEN ST, LORETTO, MN 55357-9701
Document Number	0010828511
Instrument Date	Jul 21, 2020
Instrument	10828511
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 OWEN ST LORETTO MN 553579701, LORETTO, MN 55357-9701

Mortgage

Document Number	10828512
Date	Aug 21, 2020
Instrument	10828512

Lender

Name	FIRST BK ELK RIV
Address	ELK RIVER, MN 55330

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,371.00 (+6.53%) Homeowner's exemption	$441,500 (-0.29%) Land $139,700 Building $301,800	$441,500 (-0.29%) Land $139,700 Building $301,800
2024	$5,042.00 (-2.95%)	$442,800 (+2.98%) Land $139,700 Building $303,100	$442,800 (+2.98%) Land $139,700 Building $303,100
2023	$5,195.00 Homeowner's exemption
2022		$430,000 Land $135,000 Building $295,000	$430,000 Land $135,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20