711 Gillespie Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 711 Gillespie Rd, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 1971
Lot Size	0.261 acres (11,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Mar 2003)
Tax Bill	$756 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`147J A 019`

Property Details

APN / Parcel Number

Primary APN	`147J A 019`
Alternative APN	`0000079712`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1978
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,370 sqft (0.261 acres)
Lot Dimensions	171 ft deep x 66.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000079712
Street Address	711 GILLESPIE RD
City	CHATTANOOGA
State	TN
Zip	37411-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LTS 11 12 13 A B JOHNSON PB 8 PG 43
Legal Subdivision	JOHNSON A B
Legal Lot Number	11,12 12
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	6
Census Block	6000
Census Tract	3300

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	711 GILLESPIE RD, CHATTANOOGA, TN 37411-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2003 · Amount on Record
Deed Sale	Mar 11, 2003 · Amount on Record
Prior Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	2003031100282
Deed Book / Page	6579 / 313
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	711 GILLESPIE RD, CHATTANOOGA, TN 37411-2803
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 GILLESPIE RD, CHATTANOOGA, TN 37411-2803

Mortgage

Document Number	0000000083
Date	Jul 12, 2022
Book Page	13022/268
Instrument	2022071200083

Lender

Name	REGIONS BANK
Type	Bank
Address	CORDOVA, TN 38016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$756.00 (+48.82%)	$49,900 (+119.58%)	$199,600 (+119.58%) Land $45,000 Building $154,600
2024	$508.00	$22,725 (-)	$90,900 (-) Land $15,000 Building $75,900
2023	$508.00	$22,725 (-)	$90,900 (-) Land $15,000 Building $75,900
2022	$508.00	$22,725	$90,900 Land $15,000 Building $75,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20