717 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 717 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1945
Square Footage	1,700 sqft Living Area
Lot Size	10,000 sqft (0.229 acres)
Occupancy	Owner Occupied
Last Sale	$50,500 (1990)
Tax Bill	$2,916.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`963607481017`
Alternative APN	`64096360748101700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,700 sqft Living Area
1st Floor	728 sqft 1st Floor
Basement Area	816 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1945
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	10,000 sqft (0.229 acres)
Depth X Width	200 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	504 sqft Garage
Patio Area	144 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360748101700
Street Address	717 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5146
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	18 2 PALMER
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	PALMER'S SUBURBAN LOTS
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2019
Census Tract	80200

Owner

Source: Clay County records · APN 963607481017

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	717 E 4TH ST, SPENCER, IA 51301-5146
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 1990 · Amount on Record
Deed Sale	Jan 30, 1990 · Amount on Record
Deed Doc Number	0000G3 475
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,090 (+6.09%) Land $22,200 Building $181,890	$204,090 (+6.09%) Land $22,200 Building $181,890
2024	$2,916.00 (+10.71%)
2023		$192,370 (+21.45%) Land $15,540 Building $176,830	$192,370 (+21.45%) Land $15,540 Building $176,830
2022	$2,634.00 Homeowner's exemption	$158,390 Land $15,540 Building $142,850
2021			$158,390 Land $15,540 Building $142,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.