726 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 726 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,469 sqft · built 1900
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Aug 2011)
Tax Bill	$868 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963618226008`

Property Details

APN / Parcel Number

Primary APN	`963618226008`
Alternative APN	`64096361822600800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,469 sqft Total Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Porch	Enclosed Porch
Porch Area	210 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096361822600800
Street Address	726 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5145
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	N 1/2 4 AUD PLAT 3
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226008

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	201 W 8TH ST, SPENCER, IA 51301-3716
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2011 · Amount on Record
Deed Sale	Aug 01, 2011 · Amount on Record
Deed Document Number	0020111908
Deed Book / Page	2011 / 1908
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,120 (+22.04%) Land $35,280 Building $30,840	$66,120 (+22.04%) Land $35,280 Building $30,840
2024	$868.00 (+1.64%)
2023		$54,180 (+11.78%) Land $24,700 Building $29,480	$54,180 (+11.78%) Land $24,700 Building $29,480
2022	$854.00	$48,470 Land $24,700 Building $23,770
2021			$48,470 Land $24,700 Building $23,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.