708 E 4th St, Spencer, IA 51301 Property Records

Clay County property record for 708 E 4th St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,325 sqft · built 1940
Lot Size	0.143 acres (6,270 sqft)
Owner	Individual Name on File
Last Sale	$110,500 (Jul 2024)
Tax Bill	$1,468 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963618226004`

Property Details

APN / Parcel Number

Primary APN	`963618226004`
Alternative APN	`64096361822600400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,325 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,270 sqft (0.143 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Old Parcel Number	64096361822600400
Street Address	708 E 4TH ST
City	SPENCER
State	IA
Zip	51301-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 20.5' AT N END & 34.5' AT S END OF 6 & E 26' AT N END & 13' AT S END OF 8 AUD PLAT 3
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226004

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	708 E 4TH ST, SPENCER, IA 51301-5145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 05, 2024 · Amount on Record
Deed Sale	Jul 05, 2024 · Amount on Record
Deed Document Number	0020241230
Deed Book / Page	2024 / 1230
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,430 (+7.6%) Land $18,560 Building $105,870	$124,430 (+7.6%) Land $18,560 Building $105,870
2024	$1,468.00 (-0.41%)
2023		$115,640 (+20.57%) Land $12,990 Building $102,650	$115,640 (+20.57%) Land $12,990 Building $102,650
2022	$1,474.00 Homeowner's exemption	$95,910 Land $12,990 Building $82,920
2021			$95,910 Land $12,990 Building $82,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.