702 Cedar Ave, Elgin, IL 60120 Property Records

Kane County property record for 702 Cedar Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,876 sqft · built 1908
Lot Size0.162 acres (7,068 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (Sep 2018)
Tax Bill$7,095 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Sep 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN06-12-328-017

Property Details

APN / Parcel Number

Primary APN06-12-328-017

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,876 sqft Living Area
Gross Area2,814 sqft
Basement Area938 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Construction TypeFrame
Lot Area7,068 sqft (0.162 acres)
Lot Dimensions124 ft deep x 57 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address702 CEDAR AVE
CityELGIN
StateIL
Zip60120-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLN ADDN EXCEPT WEST 47 FT LOT 8 BLOCK 3
Legal SubdivisionLINCOLN ADDN
Legal Block3
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5012
Census Tract850800

Owner

Source: Kane County records · APN 06-12-328-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address702 CEDAR AVE, ELGIN, IL 60120-3813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2018Warranty Deed, Transfer · FHA Mortgage
ASSOCIATED BANK NA
Sep 28, 2017Special Warranty Deed, Construction Loan · Construction Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number201844271
Prior Transfer DateMar 16, 2005
Prior Transfer Doc0000070601
Record UpdatedSep 20, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 10, 2018
Property Address702 CEDAR AVE, ELGIN, IL 60120-3813
Document Number0000044271
Instrument DateSep 06, 2018
Instrument2018K044271
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyPRIMARY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$209.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address702 CEDAR AVE, ELGIN, IL 60120-3813

Mortgage

Document Number0000044272
DateSep 10, 2018
Instrument2018K044272
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

September 2017: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateSep 28, 2017
Property Address702 CEDAR AVE, ELGIN, IL 60120-3813
Document Number0000051074
Instrument DateJul 27, 2017
Instrument2017K051074
Transaction TypeConstruction Loan
Record UpdatedAug 05, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$121.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 S GROVE AVE, ELGIN, IL 60120-6460

Mortgage

Document Number0000051075
DateSep 28, 2017
Instrument2017K051075
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,095.00 (+15.86%) Homeowner's exemption
2024$93,030 (+21.39%) Land $15,452 Building $77,578$279,202 (+21.44%) Land $46,375 Building $232,827
2022$6,124.00 (+4.56%) Homeowner's exemption$76,635 (+6.96%) Land $12,729 Building $63,906$229,905 (+6.96%) Land $38,187 Building $191,718
2021$5,857.00 Homeowner's exemption$71,649 Land $11,901 Building $59,748$214,947 Land $35,703 Building $179,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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