725 Arce St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 725 Arce St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,939 sqft · built 2003
Lot Size	0.075 acres (3,267 sqft)
Owner	Company Name on Record
Last Sale	$397,500 (Sep 2003)
Tax Bill	$7,781 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`017-742-07`

Property Details

APN / Parcel Number

Primary APN	`017-742-07`
Alternative APN	`017-742-07-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	5 Half Baths
Building Area	1,939 sqft Living Area
Gross Area	2,379 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	725 ARCE ST
City	WATSONVILLE
State	CA
Zip	95076-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VISTA MONTANA
Legal Lot Number	41
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	725 ARCE ST, WATSONVILLE, CA 95076-1073
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2003 · Amount on Record
Deed Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	200397686
Last Transfer Date	Oct 4, 2021
Transfer Doc	0000051107
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 8, 2021
Property Address	725 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000051107
Map Reference	VOL 102 PG 36
Instrument Date	Oct 4, 2021
Instrument	2021-0051107
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	725 ARCE ST, WATSONVILLE, CA 95076-1073

Mortgage

Document Number	0000051108
Date	Oct 8, 2021
Instrument	2021-0051108

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 21, 2017
Property Address	725 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000024021
Instrument Date	Jun 7, 2017
Instrument	24021
Transaction Type	Transfer
Record Updated	Apr 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 25, 2017
Property Address	725 ARCE ST, WATSONVILLE, CA 95076-1073
Document Number	0000002966
Instrument Date	Jan 24, 2017
Instrument	2966
Transaction Type	Transfer
Record Updated	Mar 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	725 ARCE ST WATSONVILLE CA 950761073, WATSONVILLE, CA 95076-1073

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,469 (+2%) Land $345,880 Building $230,589
2025	$7,781.00 (+12.56%) Homeowner's exemption	$565,166 (+4.04%) Land $339,098 Building $226,068
2023	$6,913.00 (+2.16%) Homeowner's exemption	$543,219 Land $325,930 Building $217,289	$685,620
2022	$6,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Xfinity.

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