7169 Clements Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 7169 Clements Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1995
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,203 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032A1 4 17`

Property Details

APN / Parcel Number

Primary APN	`032A1 4 17`
Alternative APN	`31540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	234 sqft
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7169 CLEMENTS AVE
City	GLOUCESTER
State	VA
Zip	23061-5174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	WILDLIFE MEADOWS SUBD LOT 17
Legal Subdivision	WILDLIFE MEADOWS
Legal Lot Number	17
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3007
Census Tract	100203

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7169 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CREDIT UNION INC
Mar 28, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7169 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005667
Date	Aug 6, 2021
Instrument	210005667

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7169 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003612
Date	Jul 23, 2020
Instrument	200003612

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7169 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001368
Date	Mar 28, 2017
Instrument	170001368

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,203.00 (+13.44%)	$371,450 (+19.3%) Land $79,120 Building $292,330	$371,450 (+19.3%) Land $79,120 Building $292,330
2025	$1,942.00 (+5.2%)	$311,360 (-) Land $79,120 Building $232,240	$311,360 (-) Land $79,120 Building $232,240
2024	$1,846.00	$311,360 (-) Land $79,120 Building $232,240	$311,360 (-) Land $79,120 Building $232,240
2023	$1,846.00 (+3.13%)	$311,360 (+27.8%) Land $79,120 Building $232,240	$311,360 (+27.8%) Land $79,120 Building $232,240
2022	$1,790.00	$243,640 Land $68,250 Building $175,390	$243,640 Land $68,250 Building $175,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	74 (1985–2022)
Claims Outside the SFHA	4 of 74
Most Recent Claim	Jul 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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