Gloucester County property record for 7149 Clements Ave, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 1996 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $243,000 (Jan 2011) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032A1 4 15 |
| Primary APN | 032A1 4 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7149 CLEMENTS AVE |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-5174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | WILDLIFE MEADOWS SUBD LOT 15 |
| Legal Subdivision | WILDLIFE MEADOWS |
| Legal Lot Number | 15 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | WARE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100203 |
Source: Gloucester County assessment roll, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 7149 CLEMENTS AVE, GLOUCESTER, VA 23061-5174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jan 9, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2011 · Amount on Record |
| Deed Sale | Jan 25, 2011 · Amount on Record |
| Prior Sale | Dec 19, 2006 · Amount on Record |
| Deed Document Number | 2011393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7149 CLEMENTS AVE, GLOUCESTER, VA 23061-5174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7149 CLEMENTS AVE, GLOUCESTER, VA 23061-5174 |
| Document Number | 0260001137 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 260001137 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7149 CLEMENTS AVE, GLOUCESTER, VA 23061-5174 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0230001164 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 230001164 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7149 CLEMENTS AVE, GLOUCESTER, VA 23061-5174 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200005937 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 200005937 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7149 CLEMENTS AVE, GLOUCESTER, VA 23061-5174 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180000057 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 180000057 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,963.00 (+5.2%) | $314,740 (-) Land $86,850 Building $227,890 | $314,740 (-) Land $86,850 Building $227,890 |
| 2024 | $1,866.00 | $314,740 (-) Land $86,850 Building $227,890 | $314,740 (-) Land $86,850 Building $227,890 |
| 2023 | $1,866.00 (+3.27%) | $314,740 (+28%) Land $86,850 Building $227,890 | $314,740 (+28%) Land $86,850 Building $227,890 |
| 2022 | $1,807.00 | $245,900 Land $72,240 Building $173,660 | $245,900 Land $72,240 Building $173,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 74 (1985–2022) |
| Claims Outside the SFHA | 4 of 74 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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