7178 Clements Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 7178 Clements Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2002
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$1,828 (2025)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34107`

Property Details

APN / Parcel Number

Primary APN	`34107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Area	456 sqft
Porch	Slab
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7178 CLEMENTS AVE
City	GLOUCESTER
State	VA
Zip	23061-5174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	WILDLIFE MEADOWS SUBD LOT 6
Legal Subdivision	WILDLIFE MEADOWS
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2034
Census Tract	100203

Owner

7178 Clements Ave is owned and occupied by an individual who acquired it in March 2021.

Source: Gloucester County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	7178 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES LLC
May 4, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance LOW VA RATES LLC
May 15, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 20, 2021
Transfer Doc	0000003251
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7178 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003252
Date	May 4, 2021
Instrument	210003252

Lender

Name	LOW VA RATES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	May 4, 2021
Property Address	7178 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Document Number	210003251
Instrument Date	Mar 20, 2021
Instrument	210003251
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7178 CLEMENTS AVE, GLOUCESTER, VA 23061-5174

Mortgage

Document Number	210003252
Date	May 4, 2021
Instrument	210003252

Lender

Name	LOW VA RATES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	May 15, 2020
Property Address	7178 CLEMENTS AVE, GLOUCESTER, VA 23061-5174
Document Number	200002247
Instrument Date	Apr 23, 2020
Instrument	200002247
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7178 CLEMENTS AVE, GLOUCESTER, VA 23061-5174

Tax Assessment & Valuation

The 2025 property tax bill for 7178 Clements Ave was $1,828, up 5.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00 (+5.24%)	$293,040 (-) Land $76,550 Building $216,490	$293,040 (-) Land $76,550 Building $216,490
2024	$1,737.00	$293,040 (-) Land $76,550 Building $216,490	$293,040 (-) Land $76,550 Building $216,490
2023	$1,737.00 (+9.59%)	$293,040 (+35.83%) Land $76,550 Building $216,490	$293,040 (+35.83%) Land $76,550 Building $216,490
2022	$1,585.00	$215,740 Land $62,210 Building $153,530	$215,740 Land $62,210 Building $153,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7178 Clements Ave in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7178 Clements Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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