Allen County property record for 7164 Spencerville Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,120 sqft · built 1995 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Oct 2021) |
| Tax Bill | $2,334 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-1200-02-001.020 |
| Primary APN | 45-1200-02-001.020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 7164 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW 1/4 RTS 05-04-12 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMANDA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10600 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| May 7, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 4, 2021 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on Record |
| Deed Sale | Oct 4, 2021 · Amount on Record |
| Prior Sale | Oct 4, 2021 · Amount on Record |
| Deed Document Number | 202113957 |
| Deed Book / Page | 2021 / 13957 |
| Prior Transfer Date | Apr 20, 2021 |
| Prior Transfer Doc | 5070006170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 4, 2021 |
| Property Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 10040013957 |
| Book / Page | 2021 / 13957 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 202110040013957 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 10040013958 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 202110040013958 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | May 7, 2021 |
| Property Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 5070006170 |
| Book / Page | 2021 / 6170 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 202105070006170 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 27, 2018 |
| Property Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 0000009768 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 9768 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10211 ADA RD HARROD OH 458509406, HARROD, OH 45850-9406 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 4, 2021 |
| Property Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 10040013956 |
| Book / Page | 2021 / 13956 |
| Instrument Date | Oct 2, 2012 |
| Instrument | 202110040013956 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7164 SPENCERVILLE RD, LIMA, OH 45806-9346 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Amanda Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,334.00 (+1.35%) | $56,950 (-) Land $21,420 Building $35,530 | $162,700 (-) Land $61,200 Building $101,500 |
| 2024 | $2,303.00 (+17.74%) | $56,950 (+29.93%) Land $21,420 Building $35,530 | $162,700 (+29.95%) Land $61,200 Building $101,500 |
| 2023 | $1,956.00 (-0.96%) | $43,830 (-) Land $16,490 Building $27,340 | |
| 2022 | $1,975.00 | $43,830 Land $16,490 Building $27,340 | |
| 2021 | $125,200 Land $47,100 Building $78,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1981–2017) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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