Allen County property record for 7202 Spencerville Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,604 sqft · built 2002 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Nov 2024) |
| Tax Bill | $3,863 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-1200-02-001.016 |
| Primary APN | 45-1200-02-001.016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,604 sqft Living Area |
| Gross Area | 4,936 sqft |
| 1st Floor Area | 2,104 sqft |
| Basement Area | 2,104 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,604 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 684 sqft |
| Patio Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 7202 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 JOINT TEN RTS 05-04-12 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMANDA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10600 |
7202 Spencerville Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7202 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Survivorship Deed, Transfer SUPERIOR CU INC |
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on File |
| Deed Sale | Nov 19, 2024 · Amount on File |
| Prior Sale | Aug 25, 2022 · Amount on File |
| Deed Document Number | 202410678 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0000012286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 25, 2022 |
| Property Address | 7202 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 8250010015 |
| Book / Page | 2022 / 10015 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 202208250010015 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7202 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 8250010016 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 202208250010016 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 31, 2021 |
| Property Address | 7202 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 8310012172 |
| Book / Page | 2021 / 12172 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 202108310012172 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7202 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Document Number | 8310012173 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 202108310012173 |
| Name | THE CITIZENS NATIONAL BANK OF BLUFF |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 7202 Spencerville Rd was $3,863, up 1.4% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Amanda Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,863.00 (+1.36%) | $96,330 (-) Land $15,300 Building $81,030 | $275,200 (-) Land $43,700 Building $231,500 |
| 2024 | $3,811.00 (+17.77%) Homeowner's exemption | $96,330 (+3%) Land $15,300 Building $81,030 | $275,200 Land $43,700 Building $231,500 |
| 2023 | $3,236.00 (-0.95%) Homeowner's exemption | $74,100 (-) Land $11,760 Building $62,340 | |
| 2022 | $3,267.00 Homeowner's exemption | $74,100 Land $11,760 Building $62,340 | |
| 2021 | $211,700 Land $33,600 Building $178,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7202 Spencerville Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1981–2017) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7202 Spencerville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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