Allen County property record for 6970 Spencerville Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,104 sqft · built 1995 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2001) |
| Tax Bill | $6,290 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-1200-02-001.003 |
| Primary APN | 45-1200-02-001.003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 4,156 sqft |
| 1st Floor Area | 2,104 sqft |
| Basement Area | 2,052 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 1,782 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 572 sqft |
| Patio Area | 614 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 6970 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 RTS 05-04-12 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMANDA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 10600 |
6970 Spencerville Rd is owned and occupied by an individual who bought it in March 2001.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6970 SPENCERVILLE RD, LIMA, OH 45806-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2001 · Amount on File |
| Deed Sale | Mar 26, 2001 · Amount on File |
| Prior Sale | Feb 4, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 6970 Spencerville Rd was $6,290, up 1.4% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Amanda Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,290.00 (+1.35%) | $156,350 (-) Land $36,680 Building $119,670 | $446,700 (-) Land $104,800 Building $341,900 |
| 2024 | $6,206.00 (+17.76%) Homeowner's exemption | $156,350 (+30.01%) Land $36,680 Building $119,670 | $446,700 Land $104,800 Building $341,900 |
| 2023 | $5,270.00 (-0.94%) Homeowner's exemption | $120,260 (-) Land $28,210 Building $92,050 | |
| 2022 | $5,320.00 Homeowner's exemption | $120,260 Land $28,210 Building $92,050 | |
| 2021 | $343,600 Land $80,600 Building $263,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6970 Spencerville Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1981–2017) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6970 Spencerville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
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