716 Seagate Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 716 Seagate Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2019)
Tax Bill	$11,624 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
APN	`03-23-0-114-006`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-114-006`

Exterior

Effective Year Built	Effective 2019
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	716 SEAGATE DR
City	O FALLON
State	IL
Zip	62269-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS 3RD ADD LOT 268 A02624844
Legal Subdivision	SAVANNAH HILLS 3RD ADD
Legal Lot Number	268
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

716 Seagate Dr is owned and occupied by two individuals who bought it in September 2019.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	716 SEAGATE DR, O FALLON, IL 62269-6949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 4, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF EDWARDSVILLE
Mar 14, 2019	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Mar 14, 2019 · Amount on File
Deed Document Number	20192624844
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	716 SEAGATE DR, O FALLON, IL 62269-6949
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02724223
Date	Nov 3, 2021
Instrument	A02724223

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 4, 2019
Property Address	716 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	00A2624844
Instrument Date	Aug 30, 2019
Instrument	2624844
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	168 WHITMOOR DR O FALLON IL 622696783, O FALLON, IL 62269-6783

Mortgage

Document Number	A2624845
Date	Sep 4, 2019
Instrument	2624845

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 14, 2019
Property Address	716 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	00A2606588
Instrument Date	Mar 12, 2019
Instrument	2606588
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$82.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	792 GREYSTONE PL O FALLON IL 622696853, O FALLON, IL 62269-6853

Mortgage

Document Number	A2606589
Date	Mar 14, 2019
Instrument	2606589

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2020

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 716 Seagate Dr was $11,624.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,624.00	$164,870 Land $19,328 Building $145,542	$494,610 Land $57,984 Building $436,626
2022		$123,596 Land $15,221 Building $108,375	$370,788 Land $45,663 Building $325,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 716 Seagate Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Seagate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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