720 Seagate Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 720 Seagate Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Apr 2022)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage + 3 more
APN	`03-23-0-114-007`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-114-007`

Exterior

Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Street Address	720 SEAGATE DR
City	O FALLON
State	IL
Zip	62269-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS 3RD ADD LOT 269 A0274253
Legal Subdivision	HILLS
Legal Lot Number	269
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	720 SEAGATE DR, O FALLON, IL 62269-6949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Dec 26, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI SCOTT CU
May 28, 2019	Grant Deed, Construction Loan · Line of Credit FCB BK
May 30, 2019	Correction Deed, Construction Loan · Construction Mortgage FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	A02742453
Record Updated	Jun 7, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 11, 2022
Property Address	720 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	0A02742453
Instrument Date	Apr 8, 2022
Instrument	A02742453
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 SEAGATE DR, O FALLON, IL 62269-6949

Mortgage

Document Number	0A02742454
Date	Apr 11, 2022
Instrument	A02742454

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	720 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	00A2671608
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 SEAGATE DR O FALLON IL 622696949, O FALLON, IL 62269-6949

Mortgage

Document Number	00A2671608
Date	Oct 19, 2020
Instrument	2671608

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 26, 2019
Property Address	720 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	00A2637361
Instrument Date	Dec 20, 2019
Instrument	2637361
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 SEAGATE DR O FALLON IL 622696949, O FALLON, IL 62269-6949

Mortgage

Document Number	A2637362
Date	Dec 26, 2019
Instrument	2637362

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 28, 2019
Property Address	720 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	00A2614142
Instrument Date	May 24, 2019
Instrument	2614142
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1116 O FALLON IL 622698116, O FALLON, IL 62269-8116

Mortgage

Document Number	A2614135
Date	May 28, 2019
Instrument	2614135

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A2614143,
Date	May 28, 2019
Instrument	2614143

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 30, 2019
Property Address	720 SEAGATE DR, O FALLON, IL 62269-6949
Instrument Date	May 24, 2019
Instrument	2614489
Transaction Type	Construction Loan
Record Updated	Jan 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Mortgage

Document Number	00A2614489
Date	May 30, 2019
Instrument	2614489

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$102,072 Land $15,923 Building $86,149	$306,216 Land $47,769 Building $258,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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