708 Seagate Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 708 Seagate Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,500 (May 2022)
Tax Bill	$9,972 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Sale & Mortgage + 1 more
APN	`03-23-0-114-004`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-114-004`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	708 SEAGATE DR
City	O FALLON
State	IL
Zip	62269-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAVANNAH HILLS 3RD ADD LOT 266 A02744894
Legal Subdivision	SAVANNAH HILLS 3RD ADD
Legal Lot Number	266
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 SEAGATE DR, O FALLON, IL 62269-6949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
May 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SCOTT CU
Jun 8, 2021	Deed, Construction Loan · Construction Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	20222744894
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jul 24, 2026
Property Address	708 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	0002890629
Instrument Date	May 22, 2026
Instrument	20262890629
Transaction Type	Mortgage
Record Updated	Aug 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	708 SEAGATE DR, O FALLON, IL 62269-6949
Investor	Possibly a Property Investor

Mortgage

Document Number	0002890629,
Date	Jul 24, 2026
Instrument	20262890629

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	76 Months
Due	Nov 10, 2032

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 2, 2022
Property Address	708 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	0A02744894
Map Reference	DOC A02537854
Instrument Date	Apr 29, 2022
Instrument	A02744894
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	708 SEAGATE DR, O FALLON, IL 62269-6949
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02744895
Date	May 2, 2022
Instrument	A02744895

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 8, 2021
Property Address	708 SEAGATE DR, O FALLON, IL 62269-6949
Document Number	0A02702605
Map Reference	DOC A02537854
Instrument Date	Jun 2, 2021
Instrument	A02702605
Transaction Type	Construction Loan
Record Updated	Aug 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1116, O FALLON, IL 62269-8116

Mortgage

Document Number	0A02702606
Date	Jun 8, 2021
Instrument	A02702606

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,972.00 (+9.29%) Homeowner's exemption	$147,443 (+10.11%) Land $19,328 Building $128,115	$442,329 (+10.11%) Land $57,984 Building $384,345
2024	$9,124.00	$133,905 (+76.35%) Land $17,553 Building $116,352	$401,715 (+76.35%) Land $52,659 Building $349,056
2022		$75,931 Land $10,199 Building $65,732	$227,793 Land $30,597 Building $197,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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