Osceola County property record for 703 Connecticut Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,889 sqft · built 1912 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2020) |
| Tax Bill | $3,352 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0075-0210 |
| Primary APN | 01-26-30-0001-0075-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,889 sqft Living Area |
| Gross Area | 2,846 sqft |
| 1st Floor Area | 1,599 sqft |
| Upper Floors Area | 290 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 517 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 703 CONNECTICUT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 75 LOTS 21 THRU 24 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 75 |
| Legal Lot Number | 21 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 43400 |
Source: Osceola County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 18, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | Dec 4, 2017 · Amount on Record |
| Deed Document Number | 2020125211 |
| Deed Book / Page | 5796 / 892 |
| Prior Transfer Date | Sep 27, 2010 |
| Prior Transfer Doc | 0040610664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0065452999 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 6545/2999 |
| Instrument | 2024016136 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0064481331 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 6448/1331 |
| Instrument | 2023098090 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0064380467 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 6438/467 |
| Instrument | 2023088526 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0062610950 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 6261/950 |
| Instrument | 2022117674 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0057960892 |
| Book / Page | 5796 / 892 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020125211 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4236 SE COVE LAKE CIR # CIR202, 4236, STUART, FL 34997-4311 |
| Name | Verified Name |
|---|---|
| Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0005796893 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 5796/893 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 703 CONNECTICUT AVE, SAINT CLOUD, FL 34769-3234 |
| Document Number | 0052472153 |
| Book / Page | 5247 / 2153 |
| Map Reference | MBB PG33&34 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 2017171478 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2822 DEERFIELD ST, 2822, SAINT CLOUD, FL 34771-8847 |
| Name | Verified Name |
|---|---|
| Address | 703 CONNETIEUT AVE, SAINT CLOUD, FL 34769 |
| Document Number | 2017171479 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 2017171479 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,352.00 (+6.35%) Homeowner's exemption | $230,166 (+5.99%) | $332,800 (+13.43%) Land $63,200 Building $269,600 |
| 2023 | $3,152.00 (+3.68%) Homeowner's exemption | $217,166 (+3%) | $293,400 (+16.85%) Land $57,500 Building $235,900 |
| 2022 | $3,040.00 Homeowner's exemption | $210,841 | $251,100 Land $51,800 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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