716 Cedar Ct, Ossian, IN 46777 Property Records

Wells County property record for 716 Cedar Ct, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2008
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on Record
Last Sale	$89,600 (Nov 2008)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-518-057.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-518-057.000-009`
Alternative APNs	`00001563980` `0150276856`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	1,355 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,557 sqft (0.426 acres)
Lot Dimensions	150 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001563980
Street Address	716 CEDAR CT
City	OSSIAN
State	IN
Zip	46777-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS SEC II LOT 57 (15-B)
Legal Subdivision	COUNTRY MEADOWS
Legal Lot Number	57
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4005
Census Tract	40100

Owner

Source: Wells County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	716 CEDAR CT, OSSIAN, IN 46777-9280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Nov 14, 2008 · Amount on Record
Deed Book / Page	147 / 728
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Sep 21, 2026
Property Address	716 CEDAR CT, OSSIAN, IN 46777-9280
Document Number	0000003402
Instrument Date	Sep 16, 2026
Instrument	20263402
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 CEDAR CT, OSSIAN, IN 46777-9280

Mortgage

Document Number	0000003402,
Date	Sep 21, 2026
Instrument	20263402

Lender

Name	1ST SOURCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 28, 2038

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Apr 22, 2026
Property Address	716 CEDAR CT, OSSIAN, IN 46777-9280
Document Number	0000001366
Instrument Date	Apr 17, 2026
Instrument	20261366
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSOCIAT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 CEDAR CT, OSSIAN, IN 46777-9280

Mortgage

Document Number	0000001366,
Date	Apr 22, 2026
Instrument	20261366

Lender

Name	1ST SOURCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Apr 28, 2038

Interest

Rate	6.22%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	716 CEDAR CT, OSSIAN, IN 46777-9280
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213587
Date	Aug 9, 2021
Instrument	20213587

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,580.00 (+12.06%) Homeowner's exemption	$239,900 (+20.98%) Land $48,100 Building $191,800	$239,900 (+20.98%) Land $48,100 Building $191,800
2024	$1,410.00 (+30.8%)
2023		$198,300 (+13.25%) Land $39,100 Building $159,200	$198,300 (+13.25%) Land $39,100 Building $159,200
2022	$1,078.00	$175,100 Land $32,500 Building $142,600	$175,100 Land $32,500 Building $142,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile, TWN Communications.

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