608 Cedar Ct, Ossian, IN 46777 Property Records

Wells County property record for 608 Cedar Ct, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,065 sqft · built 2003
Lot Size	0.315 acres (13,721 sqft)
Owner	Individual Name on File
Last Sale	$204,288 (May 2026)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-518-052.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-518-052.000-009`
Alternative APNs	`00001569272` `0150276851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area
1st Floor Area	1,065 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,721 sqft (0.315 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001569272
Street Address	608 CEDAR CT
City	OSSIAN
State	IN
Zip	46777-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS SEC II LOT 52 (15-B)
Legal Subdivision	MEADOWS SUBDIVISION
Legal Lot Number	52
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4005
Census Tract	40100

Owner

608 Cedar Ct is owned and occupied by an individual who bought it in May 2026.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	608 CEDAR CT, OSSIAN, IN 46777-9282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Sep 9, 2011 · Amount on File
Deed Document Number	20261515
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 1, 2026
Property Address	608 CEDAR CT, OSSIAN, IN 46777-9282
Document Number	0000001515
Instrument Date	May 1, 2026
Instrument	2026.1515
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CEDAR CT, OSSIAN, IN 46777-9282

Mortgage

Document Number	0000001516,
Date	May 1, 2026
Instrument	2026..1516

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 1, 2026
Property Address	608 CEDAR CT, OSSIAN, IN 46777-9282
Document Number	0020261515
Instrument Date	May 1, 2026
Instrument	20261515
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 CEDAR CT, OSSIAN, IN 46777-9282

Mortgage

Document Number	0000001516,
Date	May 1, 2026
Instrument	20261516

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 608 Cedar Ct was $1,964, down 3.3% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (-3.25%)	$138,000 Land $30,300 Building $107,700	$138,000 Land $30,300 Building $107,700
2024	$2,030.00
2023		$138,000 (+13.96%) Land $29,300 Building $108,700	$138,000 (+13.96%) Land $29,300 Building $108,700
2022	$1,829.00	$121,100 Land $24,200 Building $96,900	$121,100 Land $24,200 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Cedar Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 608 Cedar Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Mediacom Xtream.

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