Wells County property record for 708 Cedar Ct, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,070 sqft · built 2004 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,355 (Jun 2025) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Dec 2010 Mortgage Sep 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-15-518-055.000-009 |
| Primary APN | 90-02-15-518-055.000-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001569413 |
|---|---|
| Street Address | 708 CEDAR CT |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MEADOWS SEC II LOT 55 (15-B) |
| Legal Subdivision | COUNTY MEADOWS SUB SEC II |
| Legal Lot Number | 55 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 40100 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 8, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Sep 9, 2009 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Feb 12, 2018 | Deed, Transfer · Conventional Mortgage FIRST BANK BERNIE |
| Sep 9, 2009 | Warranty Deed, Transfer LAWYERS TITLE |
| May 28, 2009 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on Record |
| Deed Sale | Jun 9, 2025 · Amount on Record |
| Prior Sale | Feb 12, 2018 · Amount on Record |
| Deed Document Number | 20251791 |
| Prior Transfer Date | Apr 22, 2009 |
| Prior Transfer Doc | 000148/231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 000133/926 |
|---|---|
| Date | Dec 8, 2010 |
| Book Page | 133/926 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 000132/192 |
|---|---|
| Date | Sep 9, 2009 |
| Book Page | 132/192 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jun 9, 2025 |
| Property Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Number | 0020251791 |
| Map Reference | PB 4 PG 28 |
| Instrument Date | Jun 6, 2025 |
| Instrument | 20251791 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Number | 0020251792 |
|---|---|
| Date | Jun 9, 2025 |
| Instrument | 20251792 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Feb 12, 2018 |
| Property Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Number | 0020180507 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 20180507 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Number | 0020180508 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 20180508 |
| Name | FIRST BANK BERNIE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Sep 9, 2009 |
| Property Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Number | 000148/546 |
| Book / Page | 148 / 546 |
| Map Reference | MB4 PG28 |
| Instrument Date | Sep 4, 2009 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 28, 2009 |
| Property Address | 708 CEDAR CT, OSSIAN, IN 46777-9280 |
| Document Number | 000148/231 |
| Book / Page | 148 / 231 |
| Map Reference | MB4 PG28 |
| Instrument Date | Apr 22, 2009 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 608 BITTERSWEET LN, OSSIAN, IN 46777-9382 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Municipality | Ossian Town |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (+11.68%) Homeowner's exemption | $197,300 (+18.5%) Land $42,700 Building $154,600 | $197,300 (+18.5%) Land $42,700 Building $154,600 |
| 2024 | $1,104.00 (+25.17%) | ||
| 2023 | $166,500 (+12.65%) Land $33,700 Building $132,800 | $166,500 (+12.65%) Land $33,700 Building $132,800 | |
| 2022 | $882.00 | $147,800 Land $28,900 Building $118,900 | $147,800 Land $28,900 Building $118,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, TWN Communications.
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