7153 Rum Bay Dr, Placida, FL 33946 Property Records

Charlotte County property record for 7153 Rum Bay Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,641 sqft · built 2004
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Company Names on Record
Last Sale	$875,000 (Jan 2015)
Tax Bill	$15,030 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`412020352014`

Property Details

APN / Parcel Number

Primary APN	`412020352014`
Alternative APNs	`00865911018501` `10004652579`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,641 sqft Living Area
Gross Area	3,559 sqft
Upper Floors Area	918 sqft
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	189 ft deep x 40 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Enclosed Porch
Porch Area	415 sqft
Deck Area	145 sqft
Patio Area	501 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00865911018501
Street Address	7153 RUM BAY DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ISLAND HARBOR BCH CLUB SEC 1 LT 85 1050/673 1249/1340 1723/2105 1859/474 2641/422 3573/1845 3933/2133 RES4337/2078 IHB 001 0000 0086 ISLAND HARBOR BCH CLUB SEC 1 LT 86 1050/673 1249/1340 N/C1664/1787 1723/2105 1859/474 2641/422 3573/
Legal Range	20E
Legal Township	41S
Legal Section	20
Legal Subdivision	ISLAND HARBOR BCH CLUB
Legal Tract	IHB
Legal Lot Number	85
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1013
Census Tract	30402

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10030 HIGHWAY 7, WATERTOWN, MN 55388-9335
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2015 · Amount on Record
Deed Sale	Jan 13, 2015 · Amount on Record
Prior Sale	Jan 30, 2001 · Amount on Record
Deed Document Number	20152320821
Deed Book / Page	3933 / 2133
Last Transfer Date	Dec 4, 2023
Transfer Doc	0003348804
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 14, 2023
Property Address	7153 RUM BAY DR, PLACIDA, FL 33946
Document Number	0003348804
Map Reference	MB 16 PG 13-A-13-D
Instrument Date	Dec 4, 2023
Instrument	3348804
Transaction Type	Transfer
Record Updated	Jan 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10030 HIGHWAY 7, MINNETRISTA, MN 55388-9335

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10030 HIGHWAY 7, MINNETRISTA, MN 55388-9335

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,030.00 (-14.72%)	$909,098 (-2.96%) Land $142,800 Building $766,298	$909,098 (+13.36%) Land $142,800 Building $766,298
2024	$17,624.00 (-0.33%)
2023	$17,683.00 (+12.06%)	$936,854 (+7.46%)	$801,957 (-8.01%) Land $168,000 Building $633,957
2022	$15,780.00	$871,789 Land $121,380 Building $750,409	$871,789 Land $121,380 Building $750,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	369 units insured incl. 127 condo units
Nearby Flood Claims	326 (1982–2024)
Claims Outside the SFHA	1 of 326
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 156 claims Hurricane Helene, Oct 2024 · 108 claims Hurricane Ian, Sep 2022 · 19 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P21 “Bocilla Island”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNIGHT ISLAND UTILITIES, INC. private · serves 431 people · EPA ID FL6084075
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on Rum Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures