7137 Rum Bay Dr, Placida, FL 33946 Property Records

Charlotte County property record for 7137 Rum Bay Dr, Placida, FL 33946

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,958 sqft · built 1989
Lot Size0.287 acres (12,520 sqft)
OwnerIndividual Name on Record
Last Sale$570,000 (Aug 2016)
Tax Bill$7,929 (2025)
Flood ZoneZone AE (high risk)
APN412020352011

Property Details

APN / Parcel Number

Primary APN412020352011
Alternative APNs
  • 00865911018100
  • 10004652576

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,958 sqft Living Area
Gross Area2,555 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area12,520 sqft (0.287 acres)
Lot Dimensions149 ft deep x 40 ft wide
View / LotWaterfront
DrivewayDriveway
Driveway Area1 sqft
Patio Area176 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00865911018100
Street Address7137 RUM BAY DR
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionISLAND HARBOR BCH CLUB SEC 1 LTS 81 & 82 1044/620 1318/1310 3920/764 4109/1714 RES4337/2078
Legal Range20E
Legal Township41S
Legal Section20
Legal SubdivisionISLAND HARBOR BCH CLUB
Legal TractIHB
Legal Lot Number81,82
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1013
Census Tract30402

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 BUCKSKIN PATH, PLYMOUTH, MA 02360-1838
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2016 · Amount on Record
Deed SaleAug 5, 2016 · Amount on Record
Deed Document Number20162457145
Deed Book / Page4109 / 1714
Prior Transfer DateFeb 28, 2014
Prior Transfer Doc0039200764
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,929.00 (-21.96%)$479,574 (-5.68%) Land $137,360 Building $342,214$479,574 (+6.75%) Land $137,360 Building $342,214
2024$10,160.00 (+1.29%)
2023$10,031.00 (+14.43%)$508,434 (+7.99%)$449,232 (-4.59%) Land $161,600 Building $287,632
2022$8,766.00$470,830 Land $116,756 Building $354,074$470,830 Land $116,756 Building $354,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 242 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies369 units insured
incl. 127 condo units
Nearby Flood Claims326 (1982–2024)
Claims Outside the SFHA1 of 326
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 156 claims
  • Hurricane Helene, Oct 2024 · 108 claims
  • Hurricane Ian, Sep 2022 · 19 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP21 “Bocilla Island”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1989)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKNIGHT ISLAND UTILITIES, INC.
private · serves 431 people · EPA ID FL6084075
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Nearby Properties on Rum Bay Dr

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