7152 Windcliff Dr, South Haven, MI 49090 Property Records

Allegan County property record for 7152 Windcliff Dr, South Haven, MI 49090

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,373 sqft
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2024)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-780-017-00`

Property Details

APN / Parcel Number

Primary APN	`02-780-017-00`
Alternative APN	`03-02-780-017-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,373 sqft Living Area
1st Floor Area	2,373 sqft
Basement Area	2,373 sqft
Unfinished Basement	2,373 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Lot Area	16,771 sqft (0.385 acres)
Lot Dimensions	166 ft deep x 101 ft wide
Garage Area	563 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7152 WINDCLIFF DR, 33
City	SOUTH HAVEN
State	MI
Zip	49090-8668
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2 LO
Legal Description	UNIT 33 AS AMMENDED WINDCLIFF SHORES CONDOMINIUM SEC 25 T1N R17W (08).
Legal Range	17W
Legal Township	01N
Legal Section	25
Legal Subdivision	WINDCLIFF SHORES CONDOMINIUM
Legal Unit	33
Jurisdiction	ALLEGAN MI
Township / Civil Division	CASCO
Census Block Group	2
Census Block	2000
Census Tract	30901

Owner

Source: Allegan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1203 RITTER ST, NORTH AURORA, IL 60542-8922
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2025	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Mar 14, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 7, 2021	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Jan 23, 2008	Warranty Deed, Transfer
Jan 23, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	20243158
Deed Book / Page	4926 / 295
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	7152 WINDCLIFF DR # 33, 33, SOUTH HAVEN, MI 49090-8668
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 RITTER ST, NORTH AURORA, IL 60542-8922

Mortgage

Document Number	005026/262
Date	Apr 18, 2025
Book Page	5026/262
Instrument	2025005989

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Max Rate	11.3%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 14, 2024
Property Address	7152 WINDCLIFF DR # 33, 33, SOUTH HAVEN, MI 49090-8668
Document Number	004926/295
Book / Page	4926 / 295
Map Reference	LB 3911 PG 742
Instrument Date	Mar 11, 2024
Instrument	2024003158
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6090 BETHANY CIR, RICHLAND, MI 49083-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 OLD MILL CT, NAPERVILLE, IL 60564-8981

Mortgage

Document Number	2024003159
Date	Mar 14, 2024
Instrument	2024003159

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year CMT
Max Rate	12.7%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 7, 2021
Property Address	7152 WINDCLIFF DR # 33, 33, SOUTH HAVEN, MI 49090-8668
Document Number	004680/865
Book / Page	4680 / 865
Map Reference	LB 3911 PG 742
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5095 PENINSULA DR, KALAMAZOO, MI 49009-7049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6090 BETHANY CIR, RICHLAND, MI 49083-9779

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 23, 2008
Property Address	7152 WINDCLIFF DR # 33, 33, SOUTH HAVEN, MI 49090-8668
Document Number	003198/187
Book / Page	3198 / 187
Instrument Date	Jan 23, 2008
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 BROADWAY ST, SOUTH HAVEN, MI 49090-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 PENINSULA DR, KALAMAZOO, MI 49009-7049

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 23, 2008
Property Address	7152 WINDCLIFF DR # 33, 33, SOUTH HAVEN, MI 49090-8668
Document Number	003198/188
Book / Page	3198 / 188
Instrument Date	Jan 23, 2008
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 BROADWAY ST, SOUTH HAVEN, MI 49090-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 PENINSULA DR, KALAMAZOO, MI 49009-7049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Casco Township
Unified School District	South Haven Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,400 (+189.44%) Land $98,900 Building $109,500	$416,800 (+189.44%) Land $197,800 Building $219,000
2025	$3,833.00
2023		$72,000 Land $72,000	$144,000 Land $144,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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