7152 McCray Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7152 McCray Rd, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,296 sqft · built 2023
Lot Size3.97 acres (173,020 sqft)
Owner2 Individual Names on Record
Last Sale$48,000 (Nov 2020)
Tax Bill$2,805 (2025)
Deeds & MortgagesNov 2022 Construction Loan
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-1N-28-2920-07000-0010

Property Details

APN / Parcel Number

Primary APN11-1N-28-2920-07000-0010
Alternative APN
  • N281112920070000010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,296 sqft Living Area
Gross Area3,190 sqft
1st Floor Area2,296 sqft
FlooringWood

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area173,020 sqft (3.97 acres)
Lot Dimensions416 ft deep x 416 ft wide
Garage TypeAttached
Garage Area485 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7152 MCCRAY RD
CityMILTON
StateFL
Zip32583-5476
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DESCRIPTION UPDATED FOR 2021* OLLINGER TRACT BLK 70 SECTION 11 TOWNSHIP 1 NORTH RANGE 28 WEST AS DES IN OR 4028 PG 1395
Legal Range28W
Legal Township1N
Legal Section11
Legal SubdivisionOLLINGER TRACT
Legal Block70
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionEAST MILTON
Census Block Group1
Census Block1058
Census Tract10809

Owner

Source: Santa Rosa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7152 MCCRAY RD, MILTON, FL 32583-5476
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Deed of Trust, Mortgage · Construction Mortgage
HARVESTERS FCU
Nov 12, 2020Warranty Deed, Transfer · Conventional Mortgage
EGLIN FCU
Sep 12, 2017Warranty Deed, Transfer
RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Document Number202060333
Deed Book / Page4028 / 1395
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7152 MCCRAY RD, MILTON, FL 32583-5476
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5216 GALLIVER CTO, BAKER, FL 32531-8394

Mortgage

Document Number0043471330
DateNov 28, 2022
Book Page4347/1330
Instrument202265406
Lender
NameHARVESTERS FCU
TypeCredit Union
AddressCANTONMENT, FL 32533
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueDec 1, 2053

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 12, 2020
Property Address7152 MCCRAY RD, MILTON, FL 32583-5476
Document Number0040281395
Book / Page4028 / 1395
Map ReferenceMB P PG 58
Instrument DateNov 9, 2020
Instrument202060333
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$336.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6424 BENELLI DR, 6424, MILTON, FL 32570-8319

Transferred To (Grantee/Buyer)

NameVerified Name
Address8132 FORTWORTH ST, NAVARRE, FL 32566-9188

Mortgage

Document Number0040281397
DateNov 12, 2020
Instrument4028/1397
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 24, 2030

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 12, 2017
Property Address7152 MCCRAY RD, MILTON, FL 32583-5476
Document Number0036600568
Book / Page003660 / 000568
Instrument DateAug 29, 2017
Instrument37696
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyRELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9072 IRON GATE BLVD MILTON FL 325707759, MILTON, FL 32570-7759

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,805.00 (+4.86%) Homeowner's exemption$266,350 (+2.9%)$311,944 (+2.26%) Land $47,424 Building $264,520
2024$2,675.00 (+675.36%) Homeowner's exemption$258,844 (+618.17%)$305,044 (+746.36%) Land $47,424 Building $257,620
2023$345.00 (+2.37%)$36,042 (-) Land $36,042$36,042 (-) Land $36,042
2022$337.00$36,042$36,042 Land $36,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims78 (1979–2021)
Claims Outside the SFHA16 of 78
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Hurricane Frances, Sep 2004 · 24 claims
  • Hurricane Georges, Oct 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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