Santa Rosa County property record for 7133 McCray Rd, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 975 sqft · built 2022 |
| Lot Size | 0.496 acres (21,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jul 2021) |
| Tax Bill | $1,197 (2024) |
| Deeds & Mortgages | Nov 2021 Construction Loan Jul 2021 Sale & Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 11-1N-28-2920-07900-0010 |
| Primary APN | 11-1N-28-2920-07900-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,715 sqft |
| 1st Floor Area | 975 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 21,606 sqft (0.496 acres) |
| Lot Dimensions | 104 ft deep x 208 ft wide |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7133 MCCRAY RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-5475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OLLINGER TRACT E2 OF LT 1 BLK AS DES IN OR 4153 PG 409 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 11 |
| Legal Subdivision | OLLINGER TRACT |
| Legal Block | 79 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | EAST MILTON |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 10809 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7133 MCCRAY RD, MILTON, FL 32583-5475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Jul 23, 2021 | Deed, Transfer · Line of Credit WHITNEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on Record |
| Deed Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 202149764 |
| Deed Book / Page | 4153 / 409 |
| Prior Transfer Date | Oct 8, 2014 |
| Prior Transfer Doc | 0033780753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7133 MCCRAY RD, MILTON, FL 32583-5475 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2781 AVENIDA DE SOTO, NAVARRE, FL 32566-8805 |
| Investor | Possibly a Property Investor |
| Document Number | 0042120129 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 4212/129 |
| Instrument | 202178543 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 7133 MCCRAY RD, MILTON, FL 32583-5475 |
| Document Number | 0041530409 |
| Book / Page | 4153 / 409 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 202149764 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13990 CROTON CT, JACKSONVILLE, FL 32224-6831 |
| Name | Verified Name |
|---|---|
| Address | 4845 GREENWOOD RD, JAY, FL 32565-9121 |
| Investor | Possibly a Property Investor |
| Document Number | 0004153413 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 4153/413 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $142,121 (+6.27%) | $173,678 (+11.55%) Land $26,000 Building $147,678 | |
| 2024 | $1,197.00 (+2.4%) Homeowner's exemption | $133,742 (+3%) | $155,689 (+5.82%) Land $26,000 Building $129,689 |
| 2023 | $1,169.00 (+379.1%) Homeowner's exemption | $129,847 (+557.12%) | $147,133 (+644.6%) Land $19,760 Building $127,373 |
| 2022 | $244.00 | $19,760 | $19,760 Land $19,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 78 (1979–2021) |
| Claims Outside the SFHA | 16 of 78 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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