7125 McCray Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 7125 McCray Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 640 sqft · built 1990
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Apr 2025)
Tax Bill	$777 (2024)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`11-1N-28-2920-07900-0040`

Property Details

APN / Parcel Number

Primary APN	`11-1N-28-2920-07900-0040`
Alternative APN	`N281112920079000040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	104 ft deep x 208 ft wide

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	7125 MCCRAY RD
City	MILTON
State	FL
Zip	32583-5475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E2 OF LOT 4 BLK 79 OLLINGER TRACT AS DES IN OR 4604 PG 708
Legal Range	28W
Legal Township	1N
Legal Section	11
Legal Subdivision	OLLINGER TRACT
Legal Block	79
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	1
Census Block	1055
Census Tract	10809

Owner

Source: Santa Rosa County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5062 BASIN AVE, MILTON, FL 32583-5467
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Apr 10, 2025 · Amount on Record
Deed Document Number	202515807
Deed Book / Page	4604 / 708
Prior Transfer Date	Nov 26, 2024
Prior Transfer Doc	0045781560
Record Updated	Sep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2021
Property Address	7125 MCCRAY RD, MILTON, FL 32583-5475
Document Number	0042251448
Book / Page	4225 / 1448
Map Reference	MB 1808 PG 695
Instrument Date	Sep 27, 2021
Instrument	202185152
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7015 WOODLEY DR, 7015, PENSACOLA, FL 32503-7240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7632 GLOUCESTER AVE, NORFOLK, VA 23505-2316

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,927 (-15.39%) Land $20,800 Building $30,127	$50,927 (-15.39%) Land $20,800 Building $30,127
2024	$777.00 (+9.13%)	$60,187 (+15.45%) Land $20,800 Building $39,387	$60,187 (+15.45%) Land $20,800 Building $39,387
2023	$712.00 (-1.25%)	$52,132 (-0.45%) Land $15,808 Building $36,324	$52,132 (-0.45%) Land $15,808 Building $36,324
2022	$721.00	$52,368	$52,368 Land $15,808 Building $36,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	78 (1979–2021)
Claims Outside the SFHA	16 of 78
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Hurricane Frances, Sep 2004 · 24 claims Hurricane Georges, Oct 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20