7150 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 7150 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 768 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2023)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-0028-0019-06-2`

Property Details

APN / Parcel Number

Primary APN	`01-0028-0019-06-2`
Alternative APN	`11-01-0028-0019-06-2`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	43,560 sqft (1 acres)
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7150 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 823.63' W OF E1/4 PST SEC 28 T4S R17W TH S00DEG55'E 208.71' TH W 208.71' TH N00DEG55'W 208.71' TH E 208.71' TO POB SURVEY 1209/266
Legal Range	17W
Legal Township	04S
Legal Section	28
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3015
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7150 E NAPIER AVE, BENTON HARBOR, MI 49022-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Oct 25, 2023	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	2023391681
Deed Book / Page	3414 / 3054
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7150 E NAPIER AVE, BENTON HARBOR, MI 49022-9679
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 E NAPIER AVE, COLOMA, MI 49038

Mortgage

Document Number	03346/1508
Date	Sep 29, 2021
Book Page	3346/1508

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 12, 2041

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 25, 2023
Property Address	7150 E NAPIER AVE, BENTON HARBOR, MI 49022-9679
Document Number	03414/3054
Book / Page	3414 / 3054
Instrument Date	Oct 19, 2023
Instrument	2023391681
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7150 E NAPIER AVE, BENTON HARBOR, MI 49022-9679

Mortgage

Document Number	2023391682
Date	Oct 25, 2023
Instrument	2023391682

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,400 (+32.99%)	$104,800 (+32.99%)
2025	$1,071.00 (+40.18%)
2023		$39,400	$78,800
2022	$764.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Supernet Cable	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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