7121 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 7121 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1991
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$252,500 (Nov 2021)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-0028-0010-04-9`

Property Details

APN / Parcel Number

Primary APN	`01-0028-0010-04-9`
Alternative APN	`11-01-0028-0010-04-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	66,211 sqft (1.52 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7121 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM 1072.34'N89DEG23'W OF E1/4 PST SEC 28 T4S R17W TH N89DEG23'W 250' TH N 0 DEG07'20''W 265'TH S89DEG 23'E 250'TH S 0 DEG 07'20''E 265' TO POB SUR 1456/586
Legal Range	17W
Legal Township	04S
Legal Section	28
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3012
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7121 E NAPIER AVE, BENTON HARBOR, MI 49022-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 18, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Jun 9, 2005 · Amount on Record
Deed Book / Page	3353 / 2868
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7121 E NAPIER AVE, BENTON HARBOR, MI 49022-9679
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03412/4264
Date	Sep 28, 2023
Book Page	3412/4264
Instrument	2023389934

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 18, 2021
Property Address	7121 E NAPIER AVE, BENTON HARBOR, MI 49022-9679
Document Number	03353/2868
Book / Page	3353 / 2868
Instrument Date	Nov 15, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$2,171.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7121 E NAPIER AVE, BENTON HARBOR, MI 49022-9679

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+25.56%)	$280,000 (+25.56%)
2025	$2,634.00 (+11.42%)
2023		$111,500	$223,000
2022	$2,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Supernet Cable	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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